I received a short message for bank remittance application.

When you remit money through personal online banking of China Bank, you can send a reminder message to others, but you can enter any mobile phone number, so that if you have a bank card of China Bank with the correct ending, you can check whether you have received the money.

If you don't have the bank card of China Bank, then you haven't received the money, because the sender of this short message can send it to whoever he wants.

It's a prank, but it's not a liar.