Why does my ICBC online shopping card clearly have a password card, so I jump out and apply for a password card when I buy something above 500 yuan? Never.

ICBC's online banking has long been upgraded. You run the online bank yourself, right? At present, online banking can only be opened at the bank counter, and payment and transfer can only be made abroad if you apply for opening a password card or U shield. If you have a password card, you can't transfer money more than 500 yuan every day. You can bring your bank card, password card and ID card to the bank counter to open SMS authentication service. SMS authentication refers to a transaction confirmation method in which you use SMS to cooperate with verification in the process of transaction confirmation using identity confirmation tools. After the SMS authentication function is enabled, e-banking customers will receive verification codes when they pay externally. ICBC provides you with functions such as self-service SMS verification, changing SMS verification mobile phone number, canceling SMS verification and setting SMS verification minimum.

1. If you have reserved your mobile phone number when registering online banking at the counter, you can log in to online banking and select SMS authentication under the customer service column to enable this function.

2. If you didn't reserve your mobile phone number when registering online banking at the counter, you can apply for opening SMS authentication service at ICBC outlets with valid identity documents. Matters needing attention

1. The external transactions referred to by SMS authentication include the sum of electronic express remittance, transfer remittance between ICBC and other banks, domestic remittance, tuition payment, online payment, e-commerce-B2C and C2C transactions.

2. In the process of using SMS authentication service, due to the delay of SMS gateway of mobile operators, authentication SMS may not be received in time. If you still haven't received the SMS within 2 minutes, you can click the "Telephone Inquiry" button in online banking, and ICBC will call your reserved mobile phone number through the 95588 customer service hotline to inform you of the transaction information and verification code.

3. When self-service SMS authentication is started, you must use the mobile phone number reserved in online banking, and you can't enter it at will. When opening, ICBC will send the SMS password to your reserved mobile phone number to complete self-service opening.

4. When you modify the SMS verification mobile phone number and cancel SMS verification, ICBC will send the SMS password to your original mobile phone number to complete the modification.

5. You can set the maximum transaction limit without SMS verification through the "Set Minimum SMS Verification Limit" function. After setting, your future payment transactions will only be verified by SMS above this limit, and transactions below this limit can be completed directly with U shield or password card. FREQUENTLY ASKED QUESTIONS

1. How to set the minimum amount of SMS authentication?

You can log in to online banking and set the minimum amount of SMS authentication by yourself. After setting, your future payment transactions will only be verified by SMS above this limit, and transactions below this limit can be completed directly with U shield or password card. In order to ensure the safety of customers' funds, setting the minimum amount of SMS authentication requires SMS authentication, and using U shield or password card to verify customers' identity.

2. Is there a charge for opening the mobile phone authentication service?

There is no charge for opening the mobile phone authentication service. Operation guide