How to identify loan fraud on QQ?

Xiao Song from the School of Mechanical Engineering of Shenyang Gong Li University revealed that one day in May 2022, he received a message from a friend on QQ. The other party said that one of his friends was ill and needed money urgently, but because WeChat was restricted, he asked Xiao Song to help him transfer 5,000 yuan to his sick friend. The other party seemed very anxious, urging Xiao Song to transfer the money as soon as possible, saying that he could transfer the money to Xiao Song first, and then from Xiao Song to a "patient friend", and asked for Xiao Song's bank card number and attached the transfer voucher, but the other party stressed that the transfer would be delayed.

Xiao Song first asked his friend about his illness. The other party can't accurately tell the illness, and can't tell the exact cost of the need, just emphasizing the urgent need. For the money transferred to Xiao Song in advance, he once again stressed that it would be delayed, hoping that Xiao Song could transfer the money to the emergency first. At this point, Xiao Song realized that he might have encountered online fraud, which is very similar to the situation of "pretending to be an acquaintance to borrow money for fraud" in the school's anti-fraud propaganda. Later, Xiao Song pretended to cooperate. First, he said that he didn't have 5000 yuan in his card, so he could ask his parents for money to remit money to the bank. He needs the other party to provide his account number and account name, and then transfer the money after he gets the money. In a short time, I sent a bank account number and account name of a so-called "hospital" to Xiao Song. Xiao Song, who got the relevant account information, immediately opened the National Anti-Fraud Center App, clicked "I want to report a case" and gave his own experience back to the police. Finally, Xiao Song got in touch with his friend and learned that his friend's QQ account was stolen, which further confirmed that this was a fraud.