What should I do if I receive a short message from Shanghai Pudong Development Bank?

First of all, it is best to dial the credit card of Shanghai Pudong Development Bank with the mobile phone number reserved when handling the card, and ask about the current situation of customer service credit cards and the specific situation of being controlled by the wind. Most people will be told that credit cards are not used for daily consumption, so it is necessary to emphasize normal consumption, and provide consumption vouchers for transactions with objections, such as invoices and POS machine signing.

Second, when the credit card is not sealed and there is an available amount, it is proved to be a standard credit card by swiping it. Because the risk control of Pudong Development Bank has a three-month observation period, the cardholder must use the card well for at least three consecutive months, diversify the consumption, match the transaction amount with the merchant type, pay online as much as possible, and swipe the card during the normal business hours of the merchant. Of course, don't forget to pay back on time.

Third, if it is a real large transaction, in addition to retaining the consumption voucher, you can also apply for installment. One is to contribute to the bank, and the other is to reduce the repayment pressure. The arrears are apportioned monthly. Within the scope of repayment ability, banks don't have to worry that cardholders have no money to repay.

Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank established with the approval of the People's Bank of China on August 28th, 1992. 19931October 9th, and it was successfully listed on the Shanghai Stock Exchange (stock exchange code: 600000). Its headquarters is located in.

In 20 18, Shanghai Pudong Development Bank ranked 70th in Forbes "Top 2000 Global Enterprises". The British "Banker" ranked 25th in the "Top Global Banks 1000"; America's Fortune 500 ranked 227th. Shanghai Pudong Development Bank is one of the few joint-stock commercial banks in China that have been rated as investment grade or above by three international rating agencies. 20 19 July, Fortune Global 500 released: ranking 2 16. On September 20 19 1 day, the list of the top 500 service enterprises in China was released, and Shanghai Pudong Development Bank Co., Ltd. ranked 29th. In March 2020, it was selected as one of the top 500 global brands in 2020 134.

The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was founded in 1993 to 609175.9 billion yuan at the end of June 20 18, an increase of 696 times. Operating income increased from 337 million yuan at the end of CCB 1993 to16.86 million yuan at the end of 20 17, an increase of 500 times; The net profit increased from 1993 to1300,000 yuan to 54.24 billion yuan in 20 17, an increase of 4 16 times, and the compound annual growth rate was close to 30%.

In 20 18, Shanghai Pudong Development Bank achieved operating income (group caliber) 1 7154.2 million yuan, an increase of 2.923 billion yuan year-on-year, with an increase of1.73%; The net profit attributable to shareholders of the parent company was 559.1400 million yuan, an increase of 65.438+0.656 billion yuan, or 3.05%. By the end of 20 18, the total assets of Shanghai Pudong Development Bank Group were 6,289.606 billion yuan, an increase of 654.38+52.366 billion yuan or 2.48% compared with the beginning of the year. The capital adequacy ratio was 65,438+03.67%, up 65,438+0.65 percentage points from the beginning of the year. 2065438+On June 26th, 2009, eight banks including Shanghai Pudong Development Bank launched the first batch of enterprise information networking verification systems.