The third party asked me to go to the police station. What should I do?

My credit card has expired. I got a call from the police station asking me to be investigated. What should I do?

We should actively cooperate with the work of the police station. After all, this situation shows that the bank chose to call the police. If you continue to cooperate with the investigation, it is likely that you have been suspected of a criminal offence.

I believe that almost everyone has a credit card, but when using a credit card, many people will be urged by the bank because of excessive overdraft. In most cases, banks will not force borrowers to repay in time. However, if there are many overdue cases and the interest is not paid back, the bank has the right to file criminal proceedings with relevant institutions.

Actively cooperate with the public security department to investigate.

In case of such incidents, you should immediately go to the local public security department to actively cooperate with the investigation. After receiving the summons from the police station, any citizen has the obligation and responsibility to go to the police station for investigation. First of all, we must understand that the police at the police station will inform the borrower because the bank has been fed up. Only if you have to, you will choose to report to the public security bureau. Of course, this is also a collection method. In this case, if the repayment is not made in time, the bank has the right to bring a lawsuit to the court to force the court to fulfill its repayment obligation.

Communicate with the bank first.

If we confirm that we can't repay the loan in time before using the credit card. First of all, we must negotiate with the issuing bank of the credit card. Only after consulting the bank and repaying the corresponding interest can you continue to use the credit card. In addition, any overdraft will attract the attention of banks. If it reaches a certain amount, the bank does not rule out prosecution.

To sum it up.

Although credit card can improve the consumption level of contemporary young people to a certain extent, it is not a good thing for many young people. This is an advanced consumption concept, which will not only seriously affect the development of consumption level. It will even make some young people have the idea of getting something for nothing

What should I do if my credit card is overdue and I have to go to the police station after receiving a phone call from the police?

Of course, you should go to the local police station in time to accept the inspection by the public security department. In addition, it is also necessary to communicate with the credit card issuer. Always be prepared to pay your debts. After all, you are already suspected of a criminal case.

Credit card is a kind of consumption mode introduced by banks, and its fundamental purpose is to let consumers spend in advance on the premise of insufficient ability and funds. Banks also charge users a certain amount of interest through this consumption method. It can be said that this consumption pattern is mutually beneficial to both parties, but in many cases, borrowers are often unable to repay their debts in time because of the pressure of personal funds. Therefore, in the face of this situation, banks will initially adopt the method of telephone dunning.

The debt should be paid in time.

If the credit card bank cannot recover the loan from the borrower, the bank will choose to ask the local public security department for help. Therefore, we received a call from the public security department and must go to the police station for mediation in time. In fact, this is just a warning from the bank to the borrower, if he still fails to fulfill his repayment obligation after mediation by the public security. Then the bank is likely to sue the borrower directly, and the borrower's behavior at this time has been suspected of credit card fraud.

Overdue brings a lot of harm.

In fact, whether the credit card is overdue or the online loan is overdue, it will bring a lot of harm. When we are in loans overdue, the dunning department often explodes our address book, which has a certain impact on our relatives and friends. In addition, our personal credit information will be blacklisted, and we will not be entitled to all kinds of welfare borrowers in society from now on. In particular, travel will be strictly restricted, and you can't take the high-speed rail and stay in high-end hotels.

To sum it up.

Before applying for a credit card, you should consider your own financial strength. I think as an adult, I should be responsible for what I have done. Therefore, debt repayment must be positive, and nothing can be shirked.

The third party can contact the local police station for collection.

Of course.

However, if the third party urges the company to let the borrower go to the police station, it can ignore it. The purpose of the collection company is to scare the borrower and let the borrower take the initiative to repay. Even if the public relations agency needs the borrower to go to the police station, it calls the borrower instead of telling the borrower through the collection company. In fact, the borrower can know the authenticity as long as he contacts the police station.