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How to complain about Zhongan Small Loan?
; 1. Zhongan Small Loan is a financial technology enterprise with the characteristics of Internet insurance technology and operator resources, and is committed to providing inclusive finance services for individual users and small and micro customers. 2065438+June 2009, Tianyi E-Commerce Co., Ltd., a subsidiary of China Telecom, invested 2 1 10,000 yuan in Zhongan Small Loan. Zhongan Small Loan relies on the advantages of China Telecom's massive and high-quality user scenarios. At the same time, relying on the technology and risk control capabilities of Zhongan Technology, a wholly-owned subsidiary of Zhongan Insurance, and complementing the advantages of "communication+insurance+scenario", we will provide safe and convenient inclusive finance services for more individual users and small and micro customers. Zhongan Insurance released the new version of Zhongan Small Loan App for the first time in the sub-forum of "Insurance and Bank Inclusive Innovation" on the 20 19 Open Day.
2.2065438+In June, 2009, China Telecom Tianyi E-Commerce Co., Ltd. was approved by Chongqing Finance Office, and officially became a shareholder in Zhongan Small Loan, and tied for the largest shareholder with Zhongan Technology. Tianyi E-commerce Co., Ltd. is the core carrier of China Telecom's Internet finance ecosystem, and has important business brands such as Wing Payment; Zhongan Technology is a wholly-owned subsidiary of Zhongan Insurance. As the first Internet insurance company in China, Zhongan Insurance is a financial enterprise with industry-leading scientific and technological capabilities. With the blessing of these two shareholders, Zhongan Small Loan has been a financial technology enterprise with the characteristics of Internet insurance technology and operator resources since its birth. Through more than half a year's practice, Zhongan Small Loan has also explored a development path of "communication+insurance+scene".
Third, P2P online lending refers to direct lending between individuals through the Internet platform. Individuals include natural persons, legal persons and other organizations. As a new lending platform in peer-to-peer lending, loan companies usually operate online, so they can operate at lower management costs and provide cheaper services than traditional financial institutions.
Fourth, the essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks, such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.
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