How to handle the electronic token of Postal Savings Bank?

You can do it at the window of the Postal Savings Bank. After opening online banking in the Postal Savings Bank window and purchasing an electronic token, your online banking user type is electronic token+SMS user. After you use the online banking of Postal Savings Bank to transfer payment, you will be asked to enter the SMS verification code and the password of the electronic token.

The electronic token of the Postal Savings Bank will update the password regularly, which is the online shopping payment password. The Postal Savings Bank provides UK+SMS customers and electronic token+SMS authentication mode. UK+ SMS or electronic token+SMS authentication is required during the operation. When the transaction amount is less than 50,000 yuan (inclusive) or the accumulated amount of the day is less than 50,000 yuan (inclusive), the transaction can be completed only through SMS authentication.

The updated password on the electronic password card is the password for your shopping payment, which is also the dynamic password. The dynamic password changes every minute. You need to enter the password on the electronic password card and the SMS password to buy things. Because the security tools in your online banking and personal settings have selected dynamic password and mobile phone transaction code, you need to enter two passwords. You can reset them and select only the dynamic password directly in the security tool, so that you can only enter the dynamic password on the electronic password card, but I suggest you. Electronic password cards are generally used for three years free of charge. After three years, the bank regulations are unclear and may be replaced or reissued. So it is no problem to use it within three years.

Precautions:

1, the transaction limit of SMS and electronic token is 5000 yuan, and UKEY is 50000 yuan.

2. Users can officially report the loss of electronic tokens through transactions. After the loss is reported successfully, the customer can go to the counter to cancel or reissue it.

3. Customers who register at outlets and choose electronic tokens and UKEY methods need to charge corresponding fees, but during the internal promotion period, electronic tokens and UKEY are distributed to internal employees free of charge (the quantity is limited, first come, first served).

4. Personal online banking of Postal Savings Bank adopts international advanced authentication technologies commonly used by large domestic commercial banks, such as SMS, electronic token and UKEY. Among them, the digital certificate has passed the CFCA national security certification, which can effectively ensure the safety of customer password input, identity information and fund transactions.