Is it true that Xinwang Bank’s overseas visit center comes to collect collection?

It is not true that Xinwang Bank conducts external visits.

Many people always leave messages asking me:

Is it true that after the deadline, I will receive a call or text message from a third party saying that I will come to investigate and visit?

In fact, the issue of door-to-door visits varies from person to person. Some are just threats, while others are actually telling people that they are coming to their homes.

Whether the other party comes or not depends on the other party’s decision. There is no absolute answer to this.

We can only analyze whether the probability of visits is high from the following three aspects:

1. If the debt has been owed for a long time and the overdue amount is high, the platform has been unable to collect it. The probability is definitely high.

2. If you don’t answer the phone or reply to text messages, you just play missing and escape. If the platform wants to know the situation, it will also come to investigate.

3. The most important thing to consider is whether the cost of the platform is worth visiting.

The more formal bank collection visits require at least two people to supervise each other, and at the same time to ensure personal safety.

The round trip fare for two people is double.

If the debtor happens to be away from home, or the home is far away, and you are not sure whether the debtor's address is accurate, it is easy to run away.

Moreover, the qualification requirements for external collection personnel from formal institutions are also very strict.

Only those who need to be investigated by the public security organs and credit reporting departments to confirm that they have no crime and no bad credit records can obtain the qualification to practice foreign visits.