How often will ICBC send a lawyer's letter to the place where the account is overdue, and will the bank inform you by SMS?

Under normal circumstances, banks will not send lawyers' letters. If the credit card defaults, the bank will first call the credit card holder or contact person for collection. If the credit card is not returned for more than 90 days, the bank can collect it at home or directly sue the court. The large amount will be handed over to the public security department for investigation by the public security department. If you don't pay back during the investigation, you will be prosecuted for credit card fraud;

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