Brief introduction of rural credit cooperatives in Hainan Province

Provincial Association was established on August 6, 2007. Authorized by the provincial government, the provincial association undertakes the management, guidance, coordination and service functions of rural credit cooperatives within its jurisdiction. Hainan Rural Credit Cooperative Association and its 225 corporate credit cooperatives have 384 outlets and 3,084 employees. By the end of 2008, the balance of deposits was 654.38+05.862 billion yuan and the balance of loans was 9.052 billion yuan. It is distributed in 2 13 townships in Haikou, Sanya and other 8 cities and counties. Network institutions account for 30% of the total number of bank outlets in the province, which is the largest financial institution in the province.

The provincial association vigorously develops a series of financial products mainly based on micro-credit loans, and strives to realize the benign interaction between local economy and local finance; Take system construction as the breakthrough point, establish and improve the system, and provide guarantee for steady operation. At present, the market share is gradually increasing, the management level is rapidly improving, and the service function of supporting agriculture is obviously enhanced. At the end of 2008, the balance of agricultural loans was 3.582 billion yuan, accounting for 88.9% of the total amount of agricultural loans issued by various financial institutions in the province. It has become an important part of local finance and plays an increasingly important role in the development of local agricultural economy.

At present, the financial products mainly promoted by the Provincial Association include overseas debit cards, mortgage (pledge) loans, personal one-to-one loans, personal wage guarantee loans, farmers' housing loans, farmers' joint guarantee loans, Qiongzhong microfinance projects, Grameen microfinance projects and so on.

It has been six years since the rural credit cooperatives were formally established. By April of 20 14 and 18, the total assets of rural credit cooperatives were13 billion yuan, with deposits of more than 90 billion yuan and loans of more than 57 billion yuan. There are many kinds of business, and its mobile banking business is free of charge. Transfer money by mobile phone anytime, anywhere, and transfer money across banks and provinces at will, with a single sum of 50,000 yuan and a daily accumulation of 200,000 yuan. You can transfer money immediately, and there is no charge! Online banking is convenient and fast, as long as you have a computer, you can operate it all without going out to handle business.

Hainan rural credit cooperative, 96588, the loan is delivered to your door! Hainan Rural Credit Cooperative's only customer service hotline: 96588!