How to cancel the loss reporting of bank cards

How to cancel the loss reporting of bank cards?

If you call customer service to apply for loss reporting, you can call again to cancel the loss reporting of the bank card; If you report the loss at the bank counter and already have a new card, you can't cancel the loss report; If there is no account cancellation at that time, you can directly cancel the loss reporting card, but the specific situation needs to be confirmed with the bank staff.

Extended data:

Bank card loss reporting method:

Bank card loss reporting is generally divided into temporary loss reporting and formal loss reporting. Temporary loss reporting generally refers to the direct loss reporting through the telephone port, which can be handled by calling the service telephone of the issuing bank, and the loss reporting by some issuing banks will take effect in time.

Generally speaking, when the cardholder finds that the bank card is lost or stolen, and it is too late to report the loss at the counter, he can call the customer service staff of the issuing bank to report the loss. At this time, the cardholder only needs to provide his own bank card number and ID number, and the personal bank only needs to provide the ID number to report the loss.

After reporting the loss of the mobile phone, the cardholder also needs to go to the counter to formally report the loss. At this time, the following materials need to be submitted: the original or copy of the cardholder's ID card 1 copy, and the copy of the passbook 1 copy.

Bank card processing conditions:

1, 16 years old or above, you can apply for a bank card at the bank with your ID card and photocopy or your household registration book and photocopy, but you can't open the online banking function under 18 years old;

2. Those under the age of 16 need to be accompanied by a legal guardian to apply for a bank card. Generally, household registration books are used as documents.

The processing steps are as follows: 1, take my ID card to the bank; 2. Tell the bank lobby manager that I want to apply for a bank card, and she will teach you to fill out the form; Just fill out the form and give it to the counter. The basic lobby manager accompanied him all the way. After completing the formalities at the counter, you will be asked to set your password, and finally you will be given a bank card. If the user applies for a savings card, he needs to provide the user's ID card, mobile phone number or household registration book.

If the bank card handler is under the age of 16, he/she needs a legal guardian to accompany him/her in handling the bank card, which proves that the household registration book is generally used. If the agent is over the age of 16, he can apply for a bank card at the bank with his ID card or household registration book, but under the age of 18, the online banking function cannot be enabled.

Credit card processing conditions:

1. Anyone who has reached the age of 18 has full capacity for civil conduct; Individuals with good credit records can apply for credit cards at local banks. 2. A copy of the applicant's ID card. Identity documents refer to one of resident identity cards, military officers' cards, soldiers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.

3. Work certification documents, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate and a copy of professional title certificate.

4. Applicants who work in the company generally need to provide their own property certificates.

5. In order to process the application as soon as possible and have an accurate credit limit, you can provide the following financial documents, such as bank payroll records, income certificates issued by the unit, income tax withholding certificates, self-owned car driving licenses, bank time deposit certificates and other copies.

Can I cancel the loss reporting of bank cards?

It can be cancelled.

The rules of all banks are similar. Generally speaking, it takes 7 days to report the loss orally and in writing, subject to the formal written report. After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue. If it is an ordinary debit card, it can be done at that time after the written loss report expires, and the account will be automatically transferred to the new card, and the new card will have a new account number. After entering the new password, you can continue to use it at that time. Loss reporting fee per time 10 yuan, and card replacement fee per 5 yuan.

To report the loss, the agent needs to get the original ID cards of both parties.

After completing the new card, the old card will be automatically cancelled, so don't worry. Remittance cannot be received during the loss reporting period of the bank card, because the account is frozen at this time.

There are two kinds of loss reporting: temporary loss reporting and formal loss reporting.

Temporary loss reporting: generally, you can call 95588 to report the loss. This kind of loss reporting can be handled at the business outlets with my ID card.

Officially reported loss: the business outlets officially reported the loss, which cannot be published.

Generally, it takes 7 days to report the loss before you can change a new bank card.

The cardholder can report the loss in writing to any branch of the city where the original issuing bank is located with his valid ID card and payment password. After the loss of the debit card is reported, the cardholder shall go to the original loss reporting outlet to reissue the card or cancel the account with the receipt of the loss reporting application and valid documents. The number will change after the loss is reported. The number remains the same after the credit card is reported lost. Debit card loss reporting fee 10 yuan, which will be charged when the loss is reported in writing, and the card replacement fee is 5- 10 yuan.

After the loss of the bank card is reported, the bank card will be reissued and cancelled.

After the loss of the bank card is reported, the bank will not directly cancel the bank card. However, the bank card cannot be used after reporting the loss, and can only be used after thawing. If you want to cancel the lost bank card, the cardholder needs to reissue a new card or go to the bank to apply for cancellation. In addition, loss reporting can be divided into telephone loss reporting and counter loss reporting. Telephone loss reporting is valid. If it is not reissued, the bank card will be unfrozen automatically, and the loss of the counter needs to be unfrozen by providing an ID card at the counter.

How to cancel the loss reporting of bank cards?

It depends on what form the user takes to report the loss. Under normal circumstances, the loss of bank cards is divided into two situations, one is oral loss reporting; The other is to formally report the loss.

If you report the loss orally, the validity period will usually be about three to five days. After reporting the loss in this way, the user cannot cancel it. After the loss is reported, the bank card will be automatically cancelled. Of course, users can also call the bank's customer service phone to cancel. It will be more troublesome for users to report the loss in a formal way, because this way of reporting the loss cannot be cancelled by telephone. If users want to cancel, they generally need to bring their ID cards to the bank card opening bank for cancellation procedures.

In daily life, this way of reporting the loss means that the original bank card has been invalidated. This usually happens after the bank card is lost and can't be found again. Only the old number before the official loss report can be reissued. Note: when reporting the loss of a bank card, you need to do it according to your own situation. Choose to report the loss orally or formally. If the bank card is lost, the user can temporarily report the loss orally. If no good-hearted person finds the card and returns it within a few days after reporting the loss. Then, formally report the loss and reissue a new card. If the bank card is lost, the user decides to reissue a new card. Then you can report the loss directly. At this time, the bank will also directly transfer the amount and related functions in the user's old card to the new card. For example, after opening online banking on the old card, there is no need to re-open the online banking function on the new card, and the amount in the old card will reach the user's new card one by one, so the user does not need to worry about the loss of funds.

Bank card refers to a credit payment tool issued by commercial banks to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

Development course: Since 1970s, due to the rapid development of science and technology, especially the application of electronic computers, the application scope of bank cards has been expanding. Not only has the circulation of cash and checks been reduced, but the banking business has also undergone fundamental changes because it has broken through the limitations of time and space. The application of bank card automatic settlement system will make the arrival of "no check, no cash society" become a reality soon.

How to cancel the loss report of bank card?

If the user reports the loss temporarily, it will be cancelled automatically after 7 days; If the user reports the loss permanently, the user needs to bring his ID card and bank card to the bank counter to report the loss. After the loss of the bank card is reported, the functions such as bank card and electronic banking will be restored immediately. It should be noted that the agency cannot handle the loss reporting business.

Bank card loss reporting method:

Oral loss reporting:

1, automatically log off after five days.

2. Take the bank card and ID card to the counter to cancel the oral loss report.

3. Call the bank customer service, provide detailed identity information, and cancel the oral report of loss after verification.

Written loss report:

1. Go to the counter to cancel the written loss report with the loss report receipt.

2. The written report of loss will be cancelled automatically after fifteen days.

Loss reporting and replacement of bank cards:

1, the regulations of all banks are similar. Divided into temporary loss reporting and long-term loss reporting. Temporary loss reporting is 7 days, and long-term loss reporting after formal loss reporting is invalid. Generally speaking, it takes 7 days to report the loss orally and in writing, subject to the formal written report. After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue.

2. To report the loss, you need to get the original ID cards of both parties.

3. After the new card is completed, the old card will be automatically cancelled, so don't worry.

4. Remittance cannot be received during the loss reporting period of the bank card, because the account is frozen at this time.