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Overdue flight card loan
Won't loans overdue go to jail again?
Under normal circumstances, you will not go to jail until the bank loan is paid off. When the loan expires, the bank will remind the borrower to repay it. If the repayment is still outstanding, the bank will send a special person to negotiate and solve it. If you encounter special difficulties, as long as the two sides negotiate how to repay, or pay a little, it is not a malicious breach of contract. However, if you cheat during the loan period, there is no need to go to jail. Won't loans overdue go to jail again?
What will happen to loans overdue, a small individual?
Will seriously affect the credit index. If you don't repay on time, it will become a stain on the borrower's credit. Once there is a stain, the borrower wants to find another loan company, which is definitely not possible. What's more, if you do other business under the real-name registration system, it will also have an impact. After the deadline, the repayment pressure is even greater. If a small loan is borrowed and not returned within the prescribed time limit, the platform will attach an overdue fee or liquidated damages. In this way, when repayment is made in the future, not only the previous principal interest will be paid back, but also the liquidated damages will be added, which will undoubtedly make the repayment pressure even greater, and the loss will outweigh the gain.
How long will it take for small online loans to give up collection?
The collection time of each online loan company is not necessarily the same, generally it is the internal operation of the online loan company; It is understood that most online loan companies are intensively collected within 6 months, and it is basically difficult to overcome them for more than half a year, and will be packaged for third-party collection companies to negotiate. Therefore, the vast majority of online lending companies will basically assume that the loan cannot be recovered after one year, and will generally give up collection or sue.
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