Is there a charge for opening SMS reminders on bank cards?

There is an information fee for opening SMS reminders on bank cards.

First, the bank card SMS is opened to remind you that there is an information fee. Banks charge different fees, some monthly and some quarterly. Usually, the price is 2 to 3 yuan per month.

For example, ICBC debit card SMS reminder charges 2 yuan/month, while credit card can receive SMS notification for free, with no limit on the amount; Ordinary debit cards of China Bank, Agricultural Bank and China Construction Bank all charge 3 yuan/month. In terms of credit card tips, China Bank and Agricultural Bank are free at present, while China Construction Bank can only give free tips when its credit card is above 500 yuan.

Second, the bank card online SMS reminder process (taking ICBC as an example):

1. Search for Industrial and Commercial Bank of China in the browser, then enter official website and click "Personal Online Banking".

2. Click "Management Settings" on the login page, and then enter "ICBC Messenger".

3. After entering, you can see the "balance change reminder", that is, the SMS reminder to be opened. Click "Customize" after the balance customization reminder.

4. The page shown below pops up. Enter your mobile phone number and fill in all kinds of information on the page, then confirm.

5. Then enter the verification code sent by the bank to your mobile phone and the password card number related to the bank card.

Extended data

After August 1 2006, citizens who need ICBC's free balance change reminder service need to use their mobile phones to download and register ICBC Ronge-link, and order the balance change reminder service based on Ronge-link for free.

If citizens still need SMS reminders, they should subscribe to the SMS service of ICBC Messenger to remind the balance changes, and pay the SMS service fee of 2 yuan every month. The citizen's free SMS reminder service has not expired, and the original SMS reminder service will also expire when the agreement expires. In addition, from August 1 2006, ICBC will also stop sending SMS reminders to the RMB transaction balance of credit cards below 300 yuan (including 300 yuan) and send them through Rongtong instead.

The counter opens SMS reminder process:

1. Bring valid identity documents and bank cards to the local bank outlets; Fill in a business application form, select "SMS Reminder" in the business application column, and attach the commonly used mobile phone number to bind it to receive SMS.

2. Submit the bank card, original ID card and business application form; Enter the mobile phone number and verification code as required; You can start the SMS reminder service.

SMS banking refers to the electronic banking business in which customers edit the SMS service number in a specific format to the bank, and the bank handles related business for customers according to their instructions, and informs customers of the transaction results by SMS. Take SMS Bank of China Everbright Bank as an example;

1. Customers can edit fixed format SMS with their mobile phones and send it to 95595 to inquire about relevant account information.

2. Edit "?" Send it to 95595 to get the menu of common functions of SMS banking.

Baidu Encyclopedia: SMS Banking