What is mobile payment?

Question 1: What does mobile payment mean? Mobile payment products include "mobile banking" of banks, "mobile Alipay" and "mobile Tenpay" of third parties, and "mobile payment" of mobile operators. These three types have their own characteristics, but their methods of use and convenience are completely different.

To sum up:

China Merchants Bank's mobile banking (the earliest and best online banking in China) has all versions on all mobile platforms (iphone, Android, WAP, etc.). ), but the fly in the ointment is that there are not many functions on the professional PC version, such as transfer and repayment. , basically can be used for auditing; Forget the rest for a while. The biggest advantage is that you don't need to recharge. The biggest disadvantage is that you open online banking first, that is, you go to the bank to fill out a bunch of forms and queue up for a long time, which is a bit annoying.

Mobile Alipay: As the boss in the Jianghu, the original Alipay is needless to say. The PC is very good, easy to use and has a good experience. The biggest problem is that the mobile phone has not yet launched a complete and independent version. What can be downloaded from the existing appstore is only the supplementary use on the PC: for example, if you buy something on Taobao, you can confirm it online at any time, or you can pay directly if there is a balance in your account. The biggest drawback is to recharge first. Of course, you can also use the bank card directly, but there are restrictions. Either it's your own or it's more troublesome. Finally, until now, there is no interface that can be widely used and can be used in many places.

Mobile payment (formerly known as mobile wallet): as the fist product of mobile and wireless cities in China, it is a concrete application in the smart life strategy, with many shortcomings. For example, if you want to own a mobile phone, you must first bind a bank card before you can use it, but the limit is 1K, which is micropayment in jargon. But the biggest thing is convenience: besides the key, the second one has to bring things from Sichuan, which pushes the wallet from the second one to the third one, because there is "money" in the mobile phone, so you can always have money. The key lies in "use": In Shanghai, Shanghai Mobile has achieved wide coverage of induction equipment in a large number of consumer places such as subways, KFC and shopping malls, which can be said to be at the forefront of the country. Therefore, it can be imagined that in a few years, the limit of mobile payment may be much greater than 1K, and bank cards will be replaced by sim cards everywhere, especially in Shanghai. When we meet every day, don't we ask: Have you eaten? Instead, ask: Do you have your mobile phone? Because with a mobile phone, you may not need a key in the end.

Question 2: What does China Mobile mean by mobile payment? This is the same as Alipay. If you have online banking, you can log in with your mobile phone to pay for recharging.

If you want to recharge your mobile wallet (black card), you can go to the front desk of the business hall.

Question 3: What is mobile payment? So-called mobile payment

First of all, the other party's trading platform supports this payment model. Want to buy things online, the other party supports mobile payment. Some mobile companies deduct product money from your mobile phone bill, so that you can get what you want, such as QB game cards, red diamonds and other virtual items. However, you should use this money carefully, many scammers use it to cheat your phone bill!

Simply put, it is to buy things with a mobile phone!

At present, UnionPay mobile payment can buy movie tickets, pay utilities, charge phone bills (telecom, mobile and China Unicom), check the balance of bank cards, repay credit cards (there is no handling fee across banks and regions), book air tickets, buy lottery tickets, recharge games and so on.

Question 4: What is the mobile payment of China Mobile Group? What's the use? Mobile payment (remote) business refers to the business that customers open a payment account on the whole network payment platform and pre-store funds (recharge), and then use the payment account to complete remote consumption payment such as phone bill payment, online shopping and bill payment through SMS and Internet.

I usually buy lottery tickets, two-color balls, 3 francs. . Some provinces can also pay cable TV fees, pay illegal fines, pay insurance and so on, and some can also buy discounted movie tickets. There are many functions, mainly depending on the depth of your research and application.

If you are interested, I suggest you visit the website cmpay. 10086.

Question 5: What does mobile payment mean? The so-called mobile payment, first of all, the other party's trading platform supports this payment model. What do you want to buy online? The other party supports mobile payment. Some mobile companies deduct money from your mobile phone bill, so that you can get what you want, such as QB game cards, red diamonds and other virtual items. But you should be careful with this payment. Many scammers use it to cheat your phone bill! Simply put, it is to buy things with a mobile phone! At present, UnionPay mobile payment can buy movie tickets, pay utilities, charge phone bills (telecom, mobile and China Unicom), check the balance of bank cards, repay credit cards (inter-bank and inter-regional without handling fees), book air tickets, buy lottery tickets and recharge games.

Question 6: How to pay by mobile phone?

Several ways of mobile payment

Mobile payment is a cross-industry business, which is the product of the combination of electronic money and mobile communication services. There are usually the following mobile payment methods. 1. Mobile wallet

Mobile wallet can also be called "small mobile payment". This method is easy to implement and is widely used abroad at present. The mobile wallet is characterized by using the customer's phone bill account or the bank card account of the associated customer for consumption and shopping. For example, a user can dial a specific number on a delicious coke machine or subway ticket vending machine, and press the key according to the prompt information, so that the required goods can be purchased automatically. After the purchase is successful, the user can receive a confirmation message, and the money purchased will be automatically deducted from the phone bill.

2. Mobile banking

Mobile banking connects customers' mobile phones to banks through mobile communication networks, and directly completes various financial services through mobile phone interfaces. Mobile banking can be said to be an e-commerce service on the mobile communication network.

Customers use large-capacity SIM card with bank key, namely STM card, and operate through SMS. Send the customer's bank account, personal password, business agent, transaction amount and other information to the relevant bank, and the results will be returned to the mobile phone after being processed by the bank to complete the service of mobile banking. Mobile banking enables users to complete the telephone, water, electricity, gas and cable TV fees collected by the bank through their mobile phones without leaving home, and can also query account balance and stock and foreign exchange information to complete banking services such as transfer, stock trading and foreign exchange trading.

3. Third-party mobile payment

Third-party mobile payment is to add a third party between mobile operators and commercial banks, such as China UnionPay. This third-party transit platform is different from the above two peer-to-peer business models, and it can realize the function of "one point access, multi-point service". The main business items of third-party mobile payment include inquiry, payment, consumption and transfer. Because of the intervention of the third party, it is easier for banks and telecom operators to coordinate their technology and business. Therefore, the third-party mobile payment is considered to have more development prospects than the first two methods.

Question 7: What does Dangdang's mobile payment mean? That's mobile banking. . Pay directly by mobile phone. . Taobao is also very convenient. . . It is better to put express payment into use. . Just go to Taobao Alipay and have a look. . . Hope to adopt

Question 8: What does China Mobile mean by mobile payment? China Mobile mobile payment business is a comprehensive mobile payment service provided by China Mobile Group.

Users only need to open the mobile payment service, and the system will open a mobile payment account for users, through which users can make remote shopping, such as online shopping, paying telephone bills, water bills, electricity bills, gas bills, cable TV fees, etc.

Suitable for brand: Global Connect M-Zone Tour in China.

Users can log on to the website, enter their mobile phone number and service password, and then click Open to pay by mobile phone.

Question 9: What is the mobile payment service of China Mobile? Is there a charge? Hello, after you open mobile payment business, a separate account will be set up for you, separate from your phone bill account. You can recharge this account in the business hall or through the mobile payment website: cmpay. 10086. You can also buy products through this website after recharging. In addition, you can also pay living expenses, such as gas bills, through mobile payment services. Opening this service is free of monthly fee. Please refer to.

Question 10: What is the mobile payment account of China Mobile? Hello, after the customer opens the "mobile payment" business, it is equivalent to opening an account in the background (virtual account). You can recharge, trade, withdraw cash and query the balance of your mobile payment account through websites, short messages, etc. Then you use your mobile phone to pay the expenses in your account, the goods you bought through websites and other channels, or pay the phone bill. The mobile payment account has nothing to do with your mobile phone number balance. Please refer to.