Shanghai and Shenzhen "heavy punches" to regulate the property market: true divorce was accidentally injured, scaring off speculators

11, people call the new suite 721? Fake! On February 1st, Wan Feng Coastal City took the lead in dispelling rumors and reporting to the police, which caused the collective anxiety of Shenzhen property buyers.

However, the accompanying rumor is that, in order to innovate, the major banks in Shenzhen were crowded, and a new army lined up to make a credit inquiry ...

In Shanghai, 13 people robbed a suite, with the first set of capital verification of 7 million yuan, the second set of capital verification of 13 million yuan and the subscription fund of 6 billion yuan; Community owners near some popular schools collectively control the disk; Intermediary landlords join hands to make prices to boost the second-hand housing market.

On January 26th, Xinhua News Agency reported that Vice Minister Ni Hong of the Ministry of Housing and Urban-Rural Development led a team to Shanghai and Shenzhen to investigate and supervise the real estate market. Immediately, the relevant responsible persons in Shanghai and Shenzhen said that they would resolutely implement the decision-making arrangements of the CPC Central Committee and the State Council, and earnestly fulfill the main responsibility of regulating the real estate market.

After all the policies were implemented, some "new world" appeared among the buyers in Shanghai and Shenzhen: the really divorced customers who were injured by mistake were stuck on the eve of online signing, and they were worried when the down payment soared from 35% to 7%; Those speculators who are not prepared enough, after the qualification examination is brushed off, temporarily choose to give up.

Shenzhen's "6-for-1" new site, property consultants dare not publicize

The highly concerned Qianhai "Wang Fried" Longguang Qianhaitianjing Garden and Tianjian Yuegui Mansion have just completed online housing selection, and Wan Feng Coast City, Shenzhen Tieyi Mansion, Vanke Four Seasons in Light Year, Zhongtai Yindi, Fuji Grand Hyatt Mansion and Xiangshan Road were immediately announced to enter the market, which once again ignited the new housing market.

this is the collective anxiety of the rich people in Shenzhen years ago-to solve the new "6 choose 1" problem. That is, only one of the six properties can be approved, and the selection cannot be changed; Once crowdfunding, holding and providing false information are found, the deposit will be fined, with a maximum amount of 3 million yuan.

In fact, before these online red discs officially announced their sales plans, the false news about their prices, the number of houses, and the ways of subscription on various platforms never stopped.

in Shenzhen, new projects are an eternal explosion. Take Wan Feng Coastal City as an example. In September, 22, Wan Feng Coastal City specially published a rumor, which was also the first tweet after its project registration, saying that as of September 18th, 22, the project had not obtained the pre-sale permit, and the opening time, sales price and sales method had not been determined. At the beginning of January this year, another Weibo Real Estate Big V broke the filing form of Wan Feng Coastal City, saying that the project was about to enter the market. Later, many regular media followed up the report, but soon they all deleted the relevant information.

on January 29th, Wan Feng coastal city officially announced its sales plan. The night before the project was publicly registered in good faith, the property buyer Chen Ying received the prompt information from the property consultant, and specially emphasized "continuing to downplay the publicity of the project", saying that the project was planned to start the registration in good faith on January 29th, and the results of our joint efforts were not easy, so we should continue to downplay the publicity of the project.

In fact, the online red market players who have entered or are about to enter the market in Shenzhen have more or less the experience of Wan Feng Coastal City. The reason why these new sites are sought after by property buyers is still the arbitrage space brought by the price inversion of new houses and surrounding second-hand houses and the legendary concept of waiting to land.

national business daily reporter inquired about Ke Holdings Inc. and learned that the current average listing price around Wan Feng Coastal City is about 77, yuan/square meter, and the average transaction price is about 73, yuan/square meter. However, according to the sales plan announced by Wan Feng Coastal City, the average price of 721 suites for sale is about 57, yuan, and there is a spread of 2, yuan per square meter.

Although the most popular one out of six is Wan Feng Coastal City, an industry insider told reporters that this kind of online red disk will cause more people to register for the lottery because of the low total price. It is recommended that buyers with two sets or less social security years choose carefully. After all, the official "one out of six" purchase strategy has a high opportunity cost.

"Only one building can be registered in good faith, and I Shenzhen APP cannot be changed or withdrawn." Guo Mei is a second-home buyer. She told reporters that after the recent new craze, especially after the official use of the sincerity registration system, the most common sentence that she and other second-home buyers reminded each other was "Don't make a mistake".

Although the public sales plan is still to give priority to families and individuals who have no houses to register in good faith, Guo Mei is deeply gratified by the way of "one out of six". She believes that this way can disperse buyers to some extent and improve the winning rate.

The developer has also accurately set the rules for short-listed lottery numbers, and sorted them according to the years of social security or individual tax, so as to control the total number of people within three times of the housing quantity.

Property consultants are as nervous as buyers, and they are worried about problems in the approval process. Property consultants send information to buyers one by one, reminding buyers that they can only choose one property to register in I Shenzhen APP, and don't make a mistake. Once selected, they can't cancel it, and they can't choose multiple registrations or change registrations.

"If you choose the wrong one, you will lose the opportunity to buy a house." This is what they remind the most.

Some project property consultants even seriously remind buyers where their projects rank, and remind them to upload information as much as possible in the first two days, so that they can have sufficient time to prepare for changes and supplements in the future.

Guo Mei said that in their discussion group, everyone teased, and now blindly guessing the number of finalists and the winning rate is the same as filling in the college entrance examination. They also ranked the two sets of buyers' chances of winning the lottery from big to small. The real demand for the lowest total price and earning millions of dollars was ranked last by the two groups of buyers because of the largest number of people expected to subscribe.

"There is basically no chance for the second set of properties like Runxi and Qianhai to be shortlisted." "In Anto Mountain, Hyde Garden is a new benchmark, with high attention and low probability of hitting." ...... Two sets of housing groups will focus on the market as an opportunity to thoroughly analyze the situation of each project.

However, after many rounds of torture of the new "backward" rule, Guo Mei said that some buyers have given up the new house or replacement plan, and re-examined and participated in this new game with another relaxed mentality of "I will go if others go, and I will hit the best, and I will not lose if I miss".

Guo Mei said that in order to improve the efficiency of the audit or pass the probability, they not only provided the information required by the government, but also classified the information, refined the audit points such as family situation, total income, social security months, financial management and so on, and made a separate document description.

Shanghai has an intermediary to fool the landlord and sign an exclusive agreement to control the market.

Similar situations also appear in Shanghai. According to national business daily, in the past two months, 31 new houses in Shanghai have been sold out and the subscription rate has exceeded 5%, including 13 "thousand-person-shaking" properties. In the most popular project, there was a lively scene of 13 people grabbing a suite, and the capital verification of this project (the first set) was 7 million yuan, and the capital verification of buying a second suite was even 13 million yuan.

Some buyers said that the housing in Qiantan School District, which they were concerned about, jumped by 2 million yuan within one month.

At the same time, some self-media numbers often publish such as "22 public lottery lists of real estates, and 17 real estates have a recognition rate of over 1; XX Bay, becoming the first "thousand people shake" property; The second phase of XX Mansion became the building with the highest recognition rate (869.85%), and there was no new building project recognition/opening trend in February, which made the market nervous. There are also "X Fat House Watching" and "X Room Yaohao Assistant", and some information is also released from time to time.

The reporter learned in the previous interview: "Some intermediaries cooperate with landlords to create panic by raising the listing price and the landlord jumping up. As long as someone is' fooled', the intermediary and the landlord will make a profit. Even if no one really buys it, just adjust the price back after a while, which will be profitable. "

This is that the intermediary and the landlord jointly make the price, while the owner controls the plate and the intermediary-led "house price manipulation" also happens from time to time.

Liu Hao, the person in charge of the intermediary stores located in Yangjing and Yuanshen plates in Pudong, told the reporter that some communities in his area are veritable school districts, and the counterpart schools are popular schools such as Jincai North School, Sixth Normal School, and Second Central Primary School.

The owners of residential areas near these schools will agree on a price among the owners, and demand that the selling price should not be lower than this number, otherwise it will harm the interests of other owners, so as to control the housing prices of the whole residential area.

Manager Lu of Zhongyuan Real Estate told the reporter of national business daily that his store has a set of houses listed as "Splendid Qiancheng" by the owner. According to the reasonable market price, the listing price should be around 17.5 million yuan. Recently, a school near the community was incorporated into the affiliated experimental south school. Under the influence of another intermediary, the owner directly increased the listing price by 5, yuan.

Manager Lu said that although the school has changed its name, it has not passed the test of enrollment rate, and it is a bit blind for the owners to directly hang high prices.

In the same situation, there is a residential area named "Wanyuan Jiezuo". Manager Lu introduced that the reasonable transaction price of the original residential housing was 9.5 million ~ 9.8 million yuan, and the price will be improved due to the hot market. However, this customer went to another intermediary and was directly suggested to hang up to 11 million yuan. At that time, the owner planned to replace the school district in Zhangjiang. Two months ago, the price of three rooms there was 13 million yuan. Now the house has not been sold, and the house in Zhangjiang School District has also risen to more than 15 million yuan. For the owner, the loss is not only time but also money cost.

because these listed companies are replacement customers themselves, because the listing price is high, they can't make a deal in a short time, but they delay the best time for replacement.

Manager Lu told the reporter that some irresponsible intermediaries would suggest the landlord to raise the price and hope that they would sign an exclusive agreement, so the landlord's mentality would rise with it.

and the ultimate goal of these intermediaries is to control the housing in a community and even the whole region.

Shanghai and Shenzhen officials have stepped up their efforts to rectify and speed up refined management

On January 26th, Xinhua News Agency reported that Vice Minister Ni Hong led a team to Shanghai and Shenzhen to investigate and supervise the real estate market.

Ni Hong said that the Central Economic Work Conference once again emphasized that houses should be used for living, not for speculation, and that "solving the outstanding housing problem in big cities" should be one of the key tasks in 221. City governments should fully understand the importance of maintaining the stable and healthy development of real estate and not regard real estate as a short-term means to stimulate the economy.

Immediately, the relevant responsible persons in Shanghai and Shenzhen said that they would resolutely implement the decision-making arrangements of the CPC Central Committee and the State Council, and earnestly fulfill the main responsibility of regulating the real estate market.

In fact, this wave of serial policies in Shanghai started with cracking down on "fake divorce". On the evening of January 21st, the "Shanghai Ten Articles" was released, which closed the loopholes of "fake divorce" purchase, adjusted the exemption period of value-added tax, and strengthened the management of credit funds. On January 25, Shanghai once again increased the price and included the French auction house in the scope of purchase restriction; Then, the speed of lending slowed down in Shanghai, and the Banking Insurance Regulatory Bureau issued a document overnight, demanding that banks with open houses not lend to individuals.

Shenzhen officials have also accelerated the refined management action. On January 22, the Shenzhen Housing and Construction Bureau issued a notice on the handling of 12 people suspected of illegally purchasing commercial housing in response to the incident of 1, people robbing houses that had previously sensationalized the whole country.

In fact, the day before the penalty was notified, the Shenzhen Housing and Construction Bureau replied to a document issued by the Real Estate Registration Center, which strengthened the detailed rules for the qualification of purchasing houses, that is, the original policy only required one person to have a quota, and other co-sponsors could register jointly if they were not qualified to purchase houses. The latest reply letter means that all family joint buyers need to be qualified to buy a house. This is interpreted by the industry as the official "containment" of fake marriage to obtain the qualification to buy a house.

On the evening of January 23rd, the Housing and Urban-Rural Development Bureau once again issued an urgent notice to strengthen the qualification examination and management of purchasing commercial housing. There are eight notices * * *, which not only strengthen the previous registration system of purchase intention, but also put forward more detailed rules such as strict examination of the qualifications of buyers, income proof, credit report and source of purchase money.

Shanghai's transaction process has been lengthened, and bank lending has obviously slowed down.

Those affected property buyers have contributed one vivid case after another in an instant. For example, in Shanghai, the phenomenon of "divorce" has increased significantly in a short period of time, but at the same time it has doubled. It seems that it is only a few days before the online signing, but the down payment has increased from 35% to 7% in an instant.

Interviewee Villi told reporters that she divorced at the end of December last year and went out clean, but both her ex-husband and her own name had a pre-marital house, and now she has directly become the object of purchase restriction, and it will take three years before she can buy a house. Villi said that she was really divorced, not faked.

Wu Yi, another interviewee, was also restricted from buying because of her divorce. She divorced in May last year and had a house with her parents in Huangpu District. Because of the need for improvement, she sold the house at a price of 5 million yuan in November, and then bought a second-hand house near Baoshan Shanghai University with a total price of 6.8 million yuan. After paying a deposit of 2, yuan, she agreed with the intermediary to sign it online at the end of January.

Wu Yi told the reporter that her down payment could not be put in place because her next family didn't pay enough down payment, which has been delayed since last November. Unexpectedly, the result is that you can't sign online without a down payment. Although she is eligible to buy a house, the down payment has increased from 35% to 7% now. Now, the houses in this community have generally increased by about 3, yuan.

Wu Yi was very anxious. She calculated an account for the reporter. If the tax and decoration expenses were removed and she replaced it with the money she had, the house she bought might not be as good as the original one.

This also puts Wu Yi in a dilemma. If she doesn't buy it, she will break the contract, and she will have to pay the other party a deposit of 2, yuan. If she buys it, where should the down payment be made?

In addition to being restricted by the New Deal, more buyers are affected by the increase in the exemption period of value-added tax for second-hand houses. Ma Yuan is over 4 years old this year. He is the only child in his family. His parents are over 7 years old. He originally lived in a husband's room in Baoshan in the 198s and 199s. Because the floor was too high, he sold the room in November last year and wanted to change to a lower floor.

At that time, the price of Ma Yuan's house was 2.45 million yuan. In the same month, he replaced a house with the same price in Changning, and signed an intermediary contract with the price of 2.4 million yuan. "But because Baoshan's house only got the down payment on January 2, it was a few months late. I didn't expect to suddenly come to the New Deal and pay more than 12, VAT."

Ma Yuan told reporters that if you don't buy it now, you will lose 2, yuan. If you buy it, you will have to raise 12, yuan. You just need it, and you are already stretched. Now you are very worried.

Zhang Jing is a fresh graduate in 22. Because Shanghai has liberalized the policy of college students' settlement, she successfully obtained a Shanghai hukou and became a new Shanghainese. In December last year, she took a fancy to a two-bedroom apartment near Huangxing Park in Yangpu District, with a total price of more than 6 million yuan. She told reporters that at that time, her family made a lot of efforts and saved up a down payment of 3.5 million yuan. However, after the New Deal, her house was over 2% and less than 5%, and the deed tax directly increased from 6, yuan to nearly 4, yuan, and the agency fee was 12, yuan.

In addition to the taxes and fees involved in the New Deal, the transaction cost has been increased, and the influence brought by the prolonged process can not be ignored. The aforementioned manager Lu told reporters that after the New Deal, the biggest problem faced was the obvious slowdown in lending.

His store is located in the popular Huamu plate in Pudong. Before the New Deal, the whole transaction process was relatively short, and most of them were replacement customers. The transaction time he handled was basically controlled within one and a half months, and the bank could complete the process from loan approval to loan release in almost 2 days.