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What are the short messages received by Ping An Bank after credit card repayment?

The text message is as follows:

Credit card repayment notice:

(2) How much money should be paid back in a month;

③ What is the minimum repayment amount;

(4) the last repayment date.

Consequences of overdue repayment of bank credit cards:

(1) generates penalty interest;

(2) Having a bad credit record;

(3) Being collected by the lending institution;

④ Dispose of the assets of the borrower and guarantor;

(5) If the circumstances are serious, you may go to jail.