How long does it take for the mobile phone audit of lightning loan?

"Lightning Loan" is a credit loan product specially made by China Merchants Bank for high-quality customers. If you have financing needs such as business turnover, car purchase, decoration, shopping and travel. You don't need to provide any mortgage and guarantee, and you don't need to submit any written materials. Just log in to our mobile banking or online banking professional edition and click Apply. The loan can be approved within 60 seconds at the earliest, and immediately released to your debit card current account in our bank for your use at any time.

The maximum loan amount of lightning loan shall not exceed 300,000 yuan. We will verify the maximum application amount of lightning loan for you according to your business situation in our bank. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP or the online banking "lightning loan" module to check your maximum application amount (subject to the final approval result).

Lightning loan review time:

Lending in 5- 10 minute: after some customers submit the application for "lightning loan", the system can automatically complete the loan approval within 5- 10 minute, and inform you of the loan approval result by SMS. If the loan is approved, the system will automatically issue the loan immediately;

T+ 1 day loan: after some customers apply, they will send a phone number of 0755-8881day to verify the authenticity of the loan, and will arrange the loan as soon as the information is confirmed; Please keep the phone open.