How long does the bank of communications credit card expire to call home?

If the Bank of Communications credit card is overdue for more than one month, the staff can call the contact person for collection.

After the credit card of Bank of Communications is overdue, the staff of Bank of Communications will notify the cardholder to pay off the arrears in time by calling or texting. If the cardholder is unwilling to repay the loan for more than one month, the staff will call the family emergency contact provided by the cardholder to inform the cardholder of the overdue situation and ask his family to help the bank to collect the loan. If the family members also refuse the requirements of the bank staff, once the cardholder is overdue for more than 90 days, according to the law, the bank will bring a lawsuit to the court, suing the cardholder for refusing to repay the credit card arrears. Once the bank wins the case, the property under the cardholder's name will be frozen and the credit card arrears will be repaid in advance.

By the end of 20 17, there were 232 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches and 95 provincial branches/kloc-0, with 3,285 outlets in 236 cities above prefecture level and 167 counties or county-level cities * *; Its wholly-owned subsidiaries include Bank of Communications International, Bank of Communications Insurance and Bank of Communications Leasing, and its holding subsidiaries include Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance, Dayi Bank of Communications Xingmin Village Bank, Zhejiang Anji Bank of Communications Village Bank, Xinjiang Shihezi Bank of Communications Village Bank and Qingdao Laoshan Bank of Communications Village Bank. In addition, Bank of Communications is the largest shareholder of Jiangsu Changshu Rural Commercial Bank and Tibet Bank, and has a strategic stake in Hainan Bank.

By the end of 20 16, the assets of Bank of Communications reached 8,403.2 billion yuan, an increase of 17.44% over the end of last year. The capital adequacy ratio, core capital adequacy ratio and core tier 1 capital adequacy ratio reached 14.02%, 12. 16% and11%respectively; The average return on assets (ROAA) and the average return on shareholders' equity (ROAE) are 0.87% and 12. 18% respectively. The defective rate was 1.52%. The net profit for the whole year was 6,726,543.8 billion yuan, an increase of 65,438+0.03% over the previous year.

As of March 20 17, Bank of Communications has established 20 branches (subsidiaries) and representative offices in 16 countries and regions. They are Hongkong Branch, new york Branch, Tokyo Branch, Singapore Branch, Seoul Branch, Frankfurt Branch, Macau Branch, Ho Chi Minh City Branch, San Francisco Branch, Sydney Branch, Taipei Branch, London Branch/UK Branch, Luxembourg Branch/Luxembourg Branch, Brisbane Branch, Bank of Communications (Luxembourg) Paris Branch, Bank of Communications (Luxembourg) Rome Branch and Brazil BBM Bank (Bank of Communications BBM).

In 20 16, Fortune magazine published the list of the world's top 500 enterprises, and Bank of Communications ranked 153 in operating income.

20 19 1.4, CBRC officially approved Bank of Communications to set up a wealth management subsidiary. On February 25th, China Minsheng Investment Group held a creditors' meeting in Shanghai, at which a creditors' committee was established, with Bank of Communications as the vice chairman of the debt committee.

2065438+On May 20th, 2009, Bank of Communications Prague Branch officially opened in Prague, Czech capital, becoming the first branch of Bank of Communications in Central and Eastern Europe.

2065438+On June 26th, 2009, eight banks including Bank of Communications launched the first batch of enterprise information networking verification systems.

202 1 10 was rated as a domestic systemically important bank.

202165438+February 9, Bank of Communications signed the digital RMB tax payment business.