Credit card tips specify what I should do with my card.

When you receive this short message, it is generally that your illegal card use has been monitored by the bank, so you must use it normally. If there is any illegal act, it is likely to be further dealt with by the bank.

: 1. Under what circumstances will I receive SMS reminder or telephone notification?

① The credit card amount is too large.

Generally, there will be a prompt when the brush is larger than 10000 (especially the previous times). A card friend went to the mall and bought a TV set, which cost more than 5000 yuan. In less than 20 minutes, he received a phone call asking for a small ticket and asked if it was my consumption.

In this case, the bank is afraid that your account will be stolen and may not necessarily control the risk.

② Modify the inquiry password and log in with a new mobile phone to pay the bill.

A cardholder logs in to online banking to modify the inquiry password, and his credit card is frozen when he does not receive a call from Bank of Communications. Later, I called the customer service, and the customer service asked me if I was logging in to online banking, saying that online banking should not be logged in frequently.

This situation is also to prevent credit cards from being stolen.

(3) The score is too hard.

In order to sprint the weekly points ranking, a card friend swiped a 0.25 card (you know), which not only disqualified the points, but also deducted the points, which was not worth the loss.

④ Exchange money for consumption in a short time.

Another card friend died in a fancy way. He was spending money in RMB just now. Half an hour later, he bought something on a website (real consumption). He can only buy one by one, pay in dollars, and have multiple equal amounts. He was under direct control. Who will you seal?

I haven't paid the protection fee for too long.

This part of the card friends are accidental injuries, and the bank just gently reminds you that it is time to pay the "protection fee" in installments. If the past is real consumption, I am not afraid to keep the receipt ~

There are also card friends who were accidentally downgraded within the time limit. Sister Ka can only admire your big heart. This is the Bank of Communications. Don't you dare to overdue.

Second, how to deal with the reminder?

(1) Take the initiative to explain the situation.

Call Bank of Communications, take the initiative to explain the situation and find out whether this card has been downgraded or stopped.

Go and pay the bill, and see if it can be divided into stages.

If the protection fee has not been paid for a long time, it can be paid by stages appropriately to eliminate the risk. (It will be more dangerous if it can only be divided into six phases. )

③ Participate in Bank of Communications activities.

Brush every week, brush every day, and recommend giving gifts. Multiple use can prove the value and increase the amount. Cards over 2w can be directly invited to apply for Platinum Card, with the quota starting from 5w.

(4) move bricks to solve.

Nothing can't be solved by bricks. If one piece is not enough, just two pieces.