Is it true that mediation can't sue me before the loan?

If the mediation fails before the auction loan lawsuit, it will really be prosecuted. According to relevant public information, if the amount owed is large. And the company will bring a lawsuit to the court after the agency and the third-party collector fail to collect the arrears. After the company files a lawsuit, the court will ask the debtor to repay the principal, agreed interest and service fee.