Jingu Rural Commercial Bank Customer Service Hotline

The business scope of Jingu Rural Commercial Bank: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement business; Handle bill acceptance and discount; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Acting as an agent for fund collection and payment and insurance business; Engaged in bank card (debit card) business; Provide safe deposit box service; Other businesses approved by China Banking Regulatory Commission; Lease or sell equity, rights other than equity, movable property and immovable property in various business activities carried out by banks according to law.

1. Rural commercial banks (hereinafter referred to as rural commercial banks) are commercial banks serving local farmers, agriculture and rural economic development in China. Rural commercial banks are mainly established on the basis of rural credit cooperatives and county (city) rural credit cooperatives. It is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction, and it is a joint-stock company.

2. Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that instead of establishing new rural cooperative banks, all rural cooperative banks would be reorganized into rural commercial banks. Cancel all eligible shares and encourage eligible rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the reform of provincial associations and gradually build a new property right relationship between provincial associations and grassroots legal person associations. Taking this as a link, taking fairness as a link and supervision as a constraint, we can truly realize the interest integration between the provincial association and the grassroots corporate society.

3. The proportion of qualified shares of rural credit cooperatives in China has dropped below 30%. There are about 303 new rural commercial banks and about 2 10 rural cooperative banks. The total assets of rural financial institutions account for 465,438+0.4% of the total assets of rural credit cooperatives. Rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have or basically have the conditions to set up rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the organization itself has formed an endogenous driving force to further promote the reform of deep-seated system and mechanism.