People who owe money and don't pay it back should be careful

Hello, your WeChat wallet has been frozen. Not long ago, my friend Liu suddenly received a notice of WeChat payment, and all the change of more than 900 yuan in WeChat wallet was frozen overnight!

What's going on here?

Is Tencent bug or WeChat stolen?

Liu quickly contacted Tencent customer service to understand the situation, but was told that he needed to contact the court for confirmation.

At this time, Liu panicked. Why did he get involved in the court?

After contacting the court to understand the situation, Da Liu knew that the original crux was really on himself!

The year before last, he borrowed 5000 yuan from a loan platform. After the maturity, he failed to repay the loan on time for some reason. By the end of February last year, * * * had defaulted on the principal, overdue fine and interest * * * 6 16238+0 yuan. The loan platform repeatedly failed to make dunning, so it was sued to the court. The court decision supported the claim of the loan platform.

However, Liu did not take this judgment seriously, nor did he fulfill his repayment obligations as scheduled according to the judgment. Subsequently, the case entered the execution procedure, so there was an opening scene, and the money in WeChat change was also executed.

Liu, who has always been lucky, failed to escape from the "Wuzhishan" of the imperial court.

How to thaw

That is, go to the executive board of the court, express the willingness to actively fulfill the repayment obligation to the enforcement judge, and reach an enforcement settlement agreement with the applicant (that is, the loan platform) under the mediation of the enforcement judge. After the execution is completed, the court will lift the enforcement measures.

Seeing this, many friends may be worried. I owe a lot of money, even more than Liu! Will it freeze the WeChat wallet and limit consumption like him?

I am here to popularize it for everyone:

1. Not everyone who owes online loans will be frozen on WeChat wallet.

Personal property will only be frozen if it is included in the list of people who have lost their trust. If you don't repay the loan within the time limit and the online lending platform doesn't sue you to the court, then you won't be judged as the executor, and the property will naturally not be frozen.

2. Only the court has the right to freeze the personal property of the person who is untrustworthy.

In addition to the court, online lending platforms and collection agencies have no right to deal with your personal property.

Since the "Tenpay (WeChat)" network check and control function was officially launched, the executive judge can directly freeze and deduct the Tenpay account online after checking the funds of the executed person's network account through the network check and control system according to law, without the approval of Tenpay Company.

3. It is uncertain whether the property will be frozen after being sued.

Only if you have not fully fulfilled the court's judgment, the court will enforce it according to law 60 days after the execution announcement is served. Including restrictions on high consumption orders, inclusion in the list of untrustworthy executors, and restrictions on leaving the country.

4. Whether the loan platform sues is linked to the amount owed.

Many friends think that the amount I owe is not much, just a few thousand dollars. Even if it is overdue, the loan platform will definitely not accept me. Then you are all wet!

Li Ge, a professional collector of a head platform, told me that generally speaking, as long as the amount owed is more than 3,000 yuan, it is possible to sue in court if it is overdue for more than 30 days.

Generally speaking, the new measure of "freezing WeChat wallet" has gradually become an effective way for courts to deal with "Lao Lai" groups. With the continuous improvement of law and technology, the living space of "Lao Lai" has been squeezed smaller and smaller.

Those who are still "lucky" should pay attention. If they don't want to support themselves in modern society, they should fulfill their repayment obligations as soon as possible.