What about postal savings credit cards? What kinds of postal savings credit cards are there?

How about a postal savings credit card? Recently, the postal savings credit card is hot, and many card friends come to consult the postal savings card! Many friends want to get a postal currency card. How about a postal credit card? Baby Ka, let me introduce you.

How about a postal savings credit card?

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.

1. Postal Savings Bank credit card Capka is a product for ordinary users launched by Postal Savings Bank. Based on the concepts of convenience, benefit and safety, we will create practical card types for our customers.

2. Product characteristics

Permanent free of annual fee: the main card and the auxiliary card are permanently free of annual fee, free of annual fee expenditure, and can be swiped at will.

Optional installment payment: you can choose "any installment" bill installment and "transaction installment", with no interest and low handling fee.

Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.

Consumers enjoy the longest interest-free repayment period of 50 days: the longest is 50 days, and the shortest is 20 days, giving priority to enjoying a leisurely life.

Optional billing date: A variety of billing dates can be selected, making it convenient and flexible to arrange repayment.

Points are permanently valid: when you spend one yuan to accumulate a point, points are permanently valid, points are transferred and exchanged, and various points plans are easily realized.

Postal credit card is a kind of card that is close to the people. No annual fee, strict safety measures, long repayment period and permanent validity of points.

Card baby, I recommend three cards that are most worthy of postal use.

1. Dingya Platinum Credit Card (Small Platinum)

Issued on February 3, 20 15 with a quota of 50,000-150,000. It is recommended that qualified friends do it, and the small platinum will be gradually released. Looking forward to the improvement of rights and interests, the payroll client invites:

1. Annual fee: 500 for main card and 200 for supplementary card. The first year is free, and the second year is 70,000 or 20.

2. Rights and interests:

1 meta product 1 integral, and the main card is valid within the validity period.

Birthday month, the main card and supplementary card double points.

Double points for bills and installments.

All-weather unlimited road rescue, more content than usual.

Domestic overpayment of loss reporting fee, card replacement fee, account cancellation fee, SMS service fee, card express fee, bill replacement fee, bill reading fee and cash withdrawal fee are free.

Within 72 hours before the loss is reported, the annual limit of a single card is 6.5438+million yuan.

Platinum treatment of UnionPay: 1 yuan airport parking (10 2 hours, 3 times 48 hours), etc.

3. Application:

At present, the small platinum is gradually liberalized, and the early conditions can be high, but local social security/provident fund is also needed. Debit card VIP helps to get a watch:

Second, EMS joint credit card

Divided into gold card and ordinary card, 1+ 1 card issuing. The first set of postal savings card, UnionPay+MasterCard, is not connected to EMV.

1. Annual fee: free in the first year, and free in the following year after spending six times.

Credit card mall redeems points every month 1800 18 yuan EMS domestic delivery voucher, and EMS official WeChat places an order (1% rebate).

2. Rights and interests:

Preferential merchants:1.5,000 or more preferential merchants enjoy preferential consumption and different concessions.

Enjoy activities: enjoy food and travel, including ticketing and hotel reservation, preferential scenic spots and high-quality tourist routes. There are discounts and cash back.

Domestic delivery: new users use EMS express, free of customer postage. Postage discount for domestic express mail for old users. Cardholders can enjoy the preferential activities of free postage from time to time in shopping malls and supermarkets.

Haitao transshipment: the corresponding membership level of China Post's overseas purchase: intermediate member of Puka City and senior member of Jinka City. You can enjoy a 10% discount on the membership price if you pay the freight with a co-branded card. And you can enjoy the discount of the corresponding membership level.

3. Card application:

Fill in the application form and you can apply. It's simple. Apply for UnionPay and MasterCard at the same time when applying (that is, UnionPay Puka and MasterCard that apply for EMS co-branded cards at the same time, or UnionPay Gold Card and MasterCard that apply for EMS co-branded cards at the same time).

Third, VIP debit card

Other VIPs are our VIPs. This is a good thing about postal savings. His VIP card can go to the VIP window of postal savings to handle business. Of course, it includes VIP debit cards of the Postal Savings Office: green cartoon gold card, platinum card and diamond card. The VIP card meets the standard: the sum of 3 months' average daily financial assets and a certain proportion of loans.

Amount: Gold card: 6.5438+10,000 yuan to 500,000 yuan (only 50,000 yuan or even less in many places)

Platinum card: 500,000 yuan to 2 million yuan.

Diamond card: more than 2 million RMB.

(General financial managers can give special approval on 15 days, but only once every two years. Platinum card or salary card can be used directly in the system. Postal savings dynamic assessment, but no management fee, but UnionPay only recognizes BIN and can participate in VIP activities)

Postal savings VIP card benefits include: preferential tariffs, medical care, insurance protection, road rescue, global VIP courtesy, etc. Much better than a credit card. Postal debit cards are as favorable as credit cards, so don't ignore them.