Alipay collects all kinds of threatening text messages.

It is true that Alipay received a lawyer's letter late, and it needs to pay off the loan in time.

Alipay officially updated the "Flower Garden User Service Contract". According to the new terms of service, the user fails to pay off all the payables before 24 o'clock on the repayment date of Huabai, and his personal credit record will be affected if he fails to pay off after the deadline. The resulting personal bad information will be provided to legally established credit reporting institutions such as Sesame Credit Management Co., Ltd. ..

Hua Bai is overdue for more than half a year and still has no initiative to repay. Generally speaking, they are seriously overdue. Once Alipay has taken collection measures, but it still has no effect, this arrears may turn into bad debts, then the flower garden will definitely close, and if there is a loan, it may even affect the use of the loan.

Alipay overdue introduction:

In most cases, people can't pay the full amount at one time, so they need to apply for loans to ease the economic pressure. If the flowers are overdue, Sesame Credit will be affected, resulting in a bad credit record, which will bring many obstacles to the loan road, and even the interest of the bank in installments may be more.

Applying for a credit card requires high personal credit, which leads to poor credit after the deadline, and it is difficult to approve the credit card application. Even if the application is approved, the quota may be far lower than expected.