How to settle claims in Yi 'an Smurfs hospitalization insurance?

If consumers are unfortunately out of danger after purchasing the hospital insurance of Ian Smurfs, they need to make claims to get financial compensation. So, how to pay for Ian Smurfs hospitalization insurance? There are mainly steps such as reporting a case, submitting materials, reviewing materials, and compensating. Let's take a look at the detailed introduction. For the differences and claims of critical illness insurance, accident insurance, accident insurance and life insurance, I just sorted out the relevant contents, hoping to help you: a detailed introduction of critical illness insurance, medical insurance, accident insurance and life insurance! Claim guide

Claim process

You or the beneficiary shall inform us within 10 days after learning of the insured accident, and we will verify it within 5 days after receiving the application for receiving insurance benefits and the certificates and materials agreed in this contract; If the situation is complicated, it shall be approved within 30 days. The insurer shall notify the applicant of the verification result. If it is an insurance liability, it shall fulfill the obligation of insurance compensation within ten days after reaching an agreement with the applicant. If there is an agreement on the payment period of insurance benefits in the insurance contract, the insurer shall perform the obligation to pay insurance benefits in accordance with the agreement. After verification as agreed in the preceding paragraph, the insurer shall, within three days from the date of verification, issue a notice of refusal to pay the insurance premium to the applicant, and explain the reasons.

Claim materials

The applicant shall submit the following materials when applying to the insurer for payment of insurance benefits. If the applicant cannot provide the following materials due to special reasons, he shall provide other legal and effective materials. If the applicant fails to provide relevant materials, which makes it impossible for the insurer to verify the authenticity of his application, the insurer shall not be liable for paying the insurance money for the part that cannot be verified.

1, insurance claim;

2. Insurance policy;

3. The household registration certificate or identity certificate of the applicant;

4. Original settlement vouchers, diagnosis documents and medical records of hospitalization or specific outpatient medical expenses issued by hospitals above Grade II or other medical institutions recognized by the insurer;

5. If compensation or payment has been obtained from the basic medical insurance for local students and children or other means, it is necessary to provide the settlement certificate of hospitalization or specific outpatient medical expenses issued by the corresponding institution or unit; What kinds of critical illness insurance for children are available? Which are cost-effective? Which is the most worth buying? Take a look at the latest list! National 10 ranking of popular children's critical illness insurance

6. If the applicant entrusts others to apply, it shall also provide the original power of attorney, the identity certificates of the client and the trustee, the relationship certificate between the legal guardian and the student, the guardianship certificate and other relevant documents;

7. Other certificates and materials required by the insurer that the applicant can provide to confirm the nature and causes of the insured accident.

Brother Bao reminds me: How to pay the hospitalization insurance for the Smurfs in Yi 'an? First of all, after the accident, you need to call the police in time; Secondly, consumers prepare relevant materials and submit them to insurance companies; Then the insurance company reviews the materials; After the final materials are passed, the obligation to pay insurance benefits shall be fulfilled. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China