What are the consequences of not answering the online loan collection call?

Will explode the address book, directly call relatives and friends or send text messages, or call the work unit.

If loans overdue doesn't answer the phone, the other party will explode the address book and directly call or send text messages to relatives and friends to harass others; You may find your new number directly, or even call the company where you work, which will bring you more trouble. In addition, if the online loan is overdue, there will always be overdue penalty interest, which will roll more and more. Unless forced to go ashore, the repayment pressure will only be greater.

The common collection method is to collect the borrower first, and if it fails, it will explode the address book. At that time, relatives and friends will know that if you don't pay back the money, your integrity and face will be damaged. However, different platforms usually burst the address book at different times. Some platforms may explode after a week of collection, and some platforms may explode on the same day after the deadline. Among them, whether everyone answers the phone also plays a certain role. If you keep your mobile phone on, it may delay the time to burst the address book. But what is certain is that no matter how good everyone's attitude is, it is inevitable to explode the address book as long as they don't repay the money.

What is the overdue collection process of online loans?

Within one week after the deadline, the debtor will receive text messages and phone calls from the online lending platform. If your mobile phone is turned on, he will call you all the time, but the tone is not so strong, and he will gently advise you to repay as soon as possible, otherwise it will have some adverse effects, such as high overdue fees and affecting personal credit information. Usually, within 1-3 months after the deadline, the collection efforts of the online loan platform will increase a lot. Some collection personnel will add the debtor's WeChat, treat the debtor directly with threats, insults and other attitudes, and notify your relatives and friends in the address book, maliciously, so that all the friends around you know that you are the debtor.

If the overdue time exceeds half a year, there will be two consequences. One is that the online lending platform does not urge, making this account a bad debt and a bad debt. Another consequence is to package your debt to a third-party collection company. It is said that their means of collection will be even more ruthless, and the possibility of home recovery is not ruled out.