GDB card usage: My birthday is 1, 20 12, 12. I texted that I owe 260 yuan an annual fee and I have to pay it off within 12. After calling customer service,

Hello, the landlord, in fact, this problem need not be so entangled, there are two ways to give you:

First, deposit 500 yuan into your credit card immediately, then spend this 500 yuan (don't use it), and then directly call Guangfa Customer Service to ask for adjustment of the annual fee of 260 yuan (your card should be a dual-currency gold card). This matter will come to an end. Remember to swipe your card six times every annual fee cycle so you don't have to worry about the annual fee reappearing.

Second, pick up the phone in your hand, call the bank's customer service hotline, choose to turn complaints into labor, directly tell the customer service that you don't want to pay 260 yuan's annual fee, and ask for direct reduction and cancellation of the annual fee and cancellation of the card, once and for all, and then apply for a card when you want to use it in the future.

PS: The annual fee will not affect your personal credit information, which can be proved by telephone communication with customer service.

I hope my answer can help you!