Is the free scratch paint repair service given by Ping An Auto Insurance reliable?

The free scratch touch-up service given by Ping An Auto Insurance is generally unreliable. They are all small repair shops and can only be repaired on one side. According to the insurance law, the insurance company can't designate a repair shop, and you have full autonomy to choose the repair shop you want to go to. However, the domestic market is chaotic here. You can go directly to the 4S store and report to the insurance company. If he forces you to go to the general repair shop, you can complain to the Insurance Regulatory Bureau or the insurance industry association.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.