The online loan will open for a few days after it is overdue.

How many days is the online loan overdue?

If the online loan is overdue, it will start to contact the borrower's address book after a certain period of time, but the specific length of time varies according to the policies of each platform. The following are possible scenarios and descriptions:

1.65438+ 0-7 days overdue: Some platforms may not open records immediately, but remind borrowers to repay as soon as possible through SMS or APP messages.

2. Within 8- 15 days overdue: Some platforms may start to contact the borrower's address book to remind repayment, and may communicate with the borrower by telephone.

3. 16- within 30 days overdue: more platforms may increase contact, including contacting emergency contacts through the address book and asking relatives and friends to repay the borrower.

4. Overdue for more than 30 days: if overdue for more than one month, the platform will generally take further actions, such as submitting overdue information to credit reporting agencies and entrusting a third-party collection company to collect.

Summary:

The time when online loans are overdue varies from platform to platform. Generally, contact with the address book is started after 8- 15 days overdue, but it may be earlier or later. The borrower should communicate with the platform as soon as possible and repay the loan to avoid the negative impact of bad records on personal credit.

Extended data:

The problem of overdue online loans involves many aspects, including loan contracts and debt recovery. In China, the relevant laws and regulations are very complicated. Borrowers are advised to know about People's Republic of China (PRC) Contract Law, People's Republic of China (PRC) Tort Liability Law and other relevant laws and regulations, and pay attention to the influence of personal credit records on the future. In addition, reasonable financial planning and compliance with repayment obligations are also effective ways to avoid overdue.