What is social security suspension?

There are three states of social security, namely, participation payment, suspension payment and freezing state, in which participation payment is normal payment state; Suspension of payment is the state of not paying social insurance premiums in the past three months; The frozen state is a state of long-term unpaid social security.

Therefore, the suspension of payment means that the social security relationship of the parties is currently suspended, and the unit will no longer continue to pay for their insurance.

It should be noted that medical insurance reimbursement will stop in the month following the cessation of individual social security contributions, and during this period, medical insurance benefits will not be enjoyed. But if you have money in your social security personal account, you can still use it to apply for a medical credit card.

In addition, many policies require us to pay social security for a certain number of years, so if social security is suspended, it will affect our welfare collection.

After we leave, the company will suspend our social security payment. At this point, the social security status will be changed to holdover status. If you want to resume insurance, you generally don't need to go through any additional procedures. We just need to pay again, and the social security status will return to normal.

When we set out, if we can find a job within one month and connect the social security payment perfectly, we can completely avoid the suspension of social security.

If you are not ready to enter the workplace for a while, you can also buy social security for flexible employees to avoid the continuity of medical security and old-age security during unemployment.

In recent years, due to the popularity of electronic social security cards, the use of social security cards has become more and more convenient.

However, the current social security card has not really realized the national one-card system. For example, the personal account savings of social security cannot be accumulated in different places. If you want to work and live in another city, then social security needs to be transferred, but the payment period can be accumulated.

This is mainly because there are some differences in services and welfare between different cities, so it is difficult to realize the complete unification of social security now.

Nowadays, young people change jobs frequently and often change jobs across provinces and cities. In the past, when I encountered this situation, I could only issue a certificate from the social security bureaus of both parties offline to transfer my social security payment period.

Now, we can apply for social security transfer online.

At present, the national social insurance public service platform has opened the inter-provincial transfer and online application service for the endowment insurance relationship of urban enterprise employees. If the insured person is employed across provinces, after paying the insurance premium in the new place of employment, he can apply for transferring the pension insurance relationship of urban enterprise employees according to the process.

It should be noted that when applying for social security transfer online, it depends on whether the online application service has been opened in the transfer place. Social security transfer can only be realized on the regional network where relevant services have been opened.

If you want to check the balance of social security card, you can use your mobile phone now.

Both WeChat and Alipay can be queried, and WeChat wallet has the same city service. Click the city service to find the social security query key, and click to enter the social security query page. After that, you need to check insurance details and payment information.

Click on the payment information query, you can see the last month of paying social security and the month of not paying social security. In this way, you can know your premium balance, and at the same time you can know whether the company has paid the premium for yourself, which is very convenient.

Of course, if you still don't know how to operate, you can go to the counter of the local social security bureau and check with your ID card and social security card.

Related Q&A: How to suspend medical insurance The process of suspending medical insurance is as follows: 1. The insured person carries his valid certificate (ID card, household registration book, etc.). ) apply to the neighboring county medical insurance center, and the county medical insurance center will settle on the spot. Second, the insured person can also apply for the nearest street (town) medical insurance service point (hereinafter referred to as the service point) to handle it on his behalf, and the service point will be completed within 3 working days. The insured person shall receive the medical insurance card at the service point within the specified time. Three, the insured can entrust others to handle. The customer must carry the valid certificates of himself and the insured when handling. Four, the employer centralized management, can be handled by the letter of introduction from the unit and the valid certificate of the agent to the district and county medical insurance center, and then the employer will issue the medical insurance card to the insured. College students participate in the basic medical insurance for urban and rural residents, and the insurance year is from July 1 day of that year to June 30 of the following year. The basic medical insurance benefits will take effect from July 1, and the medical expenses will be reimbursed according to the provisions of minor medical insurance: 1. Outpatient medical expenses that meet the requirements shall be reimbursed according to the following proportion, and the rest shall be paid by individuals. (a) medical expenses 1000 yuan, 35% reimbursement; (two) medical expenses in 1000 yuan (including 1000 yuan), less than 5000 yuan, 45% reimbursement; (three) medical expenses of more than 5000 yuan (including 5000 yuan), 10000 yuan, 55% reimbursement; (four) medical expenses in 10000 yuan (including 10000 yuan) above, 65% reimbursement. 2. The medical expenses that meet the requirements of hospitalization shall be reimbursed according to the following proportion, and the rest shall be paid by the individual. Cumulative calculation of medical expenses incurred in hospitalization for many times during the year: (1) The proportion of reimbursement for medical expenses below 1 10,000 yuan in tertiary, secondary and primary medical institutions is 55%, 65% and 75% respectively. (2) The reimbursement rates of medical expenses 1 10,000 yuan or more (including 1 10,000 yuan) and 20,000 yuan or less are 60%, 70% and 80% respectively in tertiary, secondary and primary medical institutions. (four) medical expenses in more than 20000 yuan (including 20000 yuan), in the third, second and first class medical institutions, the reimbursement ratio is 65%, 75% and 85% respectively.