Will online merchants send text messages if they fail to apply for a loan?

When the online business loan fails, the bank will inform the customer of the loan approval result by SMS. When the online merchant loan is successful, the online merchant bank will generally send a text message to inform the customer. The content of the short message is about "Dear XXX, your XXX loan has passed the examination, and you have successfully received XXX yuan. Please withdraw in time and repay on time. " (Subject to the actual situation) In addition to SMS, Alipay APP and online merchant bank APP generally have information push. Customers themselves can also call the customer service of online merchant bank directly to check the progress of loan approval. If the loan is delayed, the customer can also contact customer service for consultation and urge the other party to lend money as soon as possible.