Why did you send a text message saying that the contract was overdue after the loan was paid?

After the loan was paid off, he also sent a text message saying that the contract was overdue. This may be because the system did not detect that after the loan was repaid, everyone had to take screenshots for evidence.

First, about repayment.

After the loan on the online lending platform is repaid, you should contact the customer service and ask the customer service to show a loan repayment certificate. It is to avoid this situation, which will happen in many informal loan platforms. Once overdue, it will have a certain impact on personal credit information. Knowing that you have paid back the money will have an impact on your personal credit information, which is very embarrassing. Therefore, I also hope that after the repayment is clear, I must find the platform customer service to ask for the loan repayment certificate.

Second, what should I do if I am said to be overdue after paying off?

If after paying off, the customer service still calls to say that it is overdue, you can explain it to the customer service and let the customer service investigate, but like some informal online lending platforms, this is the way to make money. You can choose to call the police or prove it to the relevant institutions. Calling the police can solve the problem. After the alarm, the police will contact the relevant person in charge of the platform. After the relevant person in charge of the platform knows the details, he will also show the relevant loan settlement certificate.

Third, summarize.

Whether you borrow from a bank or borrow from a related online lending platform, you must ask the other party to print such a loan settlement certificate for yourself after repayment. Generally, the loan settlement certificate is stamped by the company or bank. It has legal effect only after it is sealed. If it's not stamped, it's just that the other party wants to fool you. If it is not stamped, the other party may say that the borrower printed it on the Internet at will. It is recommended that you keep screenshots of repayment records of each period, especially borrowing from some informal online lending platforms. If you keep the screenshot and find that there is something wrong with your personal credit, you can call the police immediately.