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Can I pay in installments of 4000 in An 'an?
An 'an installment is a pure online personal credit loan product operated by Xining Lian Microfinance Co., Ltd.; Before, Xinxiangtong's Anxinhua, Xiaoxinhua and other products are believed to be familiar to everyone, because Anan staging was also a large-scale staging product of Xiaoxinhua, but the application qualification and approval quota were not shared with Xiaoxinhua, so you can apply for the next one at the same time.
First of all, what is staging:
1. An 'an installment is a credit loan product operated by Xining Lian Microfinance Co., Ltd. I believe all the friends present here are familiar with the previous products such as An Xinhua and Xiaoxinhua. In fact, An 'an staging is a large-scale staging product in Xiaoxinhua, but its application qualification and approval quota are independent from Xiaoxinhua's, and you can apply for the next stage at the same time. At present, the maximum application amount for the phased opening of An 'an is 654.38 million yuan, and the service period can generally be divided into 3- 12 months. You can choose the loan term according to your actual needs.
2. According to the user's feedback in the next paragraph of the application, the application will be reviewed by stages after submission, and the whole process is also approved by the system. Generally, there is no telephone call back. After the approval, the withdrawal amount can be paid quickly. Users over 22 years old with good big data and stable income can submit applications. During the application process, they also need to submit authentication materials such as ID card, face recognition, bank card and contact person. The interest rate of Xiaoxinhua is similar to that of Xiaoxinhua before. The installment loan of An 'an is 4,000 yuan for three months, and the guarantee fee is about 240 yuan. The total repayment due is about 4,036 yuan.
2. What is the installment amount?
1. The installment amount is the installment amount of the bill, and the total installment amount is the installment amount. There is a handling fee for each installment. The total credit card consumption during the period from the day after the bill date to the bill date and the next day last month as specified in the bill amount. If the bill is settled in advance by installments, the banking system will charge the remaining undistributed principal and installment fee payable in the current period, which will be included in the minimum repayment amount of the bill on the next billing date. The prepayment of the remaining installments is free of charge, and the received fees are not refundable (amortized fees are not refundable, unamortized fees are only charged 1 installment, and the rest are free).
2. After the customer successfully applies for installment, only the installment principal of the customer fully occupies the customer's credit line, and the installment fee will only occupy the customer's credit line when the bill is issued by installment. The maximum installment amount of a credit card refers to the maximum amount that can be repaid in installments in the current credit card bill.
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