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Is it illegal to collect accounts at home?
Legal analysis: collection of accounts is best handled by arbitration or prosecution. Debt collection at home is likely to lead to new contradictions and disputes. If the circumstances are serious, they may be suspected of trespassing and may be subject to criminal punishment. It is recommended to deal with it according to the law. 1. Before overdue door-to-door collection, you should take the initiative to contact the debtor, and you should not rush to the door to confirm that the door-to-door location is indeed the debtor's office, let alone break into private houses or residences. 2. Confirm the door-to-door time with the debtor, choose normal working hours on weekdays, and avoid eating and meeting. Instead of choosing a rest time such as midnight to ensure that it will not interfere with the normal life of the debtor. 3. Pay attention to communication skills, grasp a certain degree of wording, be friendly, and never use words such as threats and coercion.
Legal basis: Article 245 of the Criminal Law of People's Republic of China (PRC) illegally searches another person's body or residence, or illegally invades another person's residence, and shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. Any judicial officer who abuses his power and commits the crime mentioned in the preceding paragraph shall be given a heavier punishment.
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