I owe a lot of small loans, and I can't afford them now. What collection methods will they have? Please let me know!

I've experienced it myself. First, they called to urge you, then threatened to call your family, and then threatened your family. They can no longer pretend to sue you by law, and send you lawyer letters every day, all of which are text messages, or send you photos of lawyer letters, and sometimes send you emails. Finally, the court summons, but all are false. Usury is not protected by law. Don't worry about them. Their interest is very high. Some of them got into usury, and some got away with it. It's not easy to fight unarmed. I hope to adopt. I make money by knowledge.