Have you used the shelf?

Weixiangjia operates legally and in compliance, and the interest rate is within the national standard. You can check the interest rate in the loan contract. In the process of applying for a loan, the relevant fees are clearly listed on the page, and will be confirmed to you again before you finally lend money, which fully guarantees your right to know.

Loans refer to the monetary funds provided by state commercial banks and other financial institutions to borrowers to repay the principal and interest at the agreed interest rate and time limit. Loans can be divided into short-term, medium-term and long-term loans, credit and secured loans according to whether there is guarantee or not, rural industrial and commercial loans and consumer loans according to loan objects and purposes, and personal housing commercial loans, personal housing provident fund loans and personal housing portfolio loans according to individual loan types.

In accounting treatment, the loan of an enterprise can be accounted for by "short-term loan" or "long-term loan" according to the length of the loan period, and then the loan interest can be accounted for by "interest payable".

The loan amount lent to you is relatively large, up to 200,000 yuan, and the loan service period is 1-3 months, which is relatively short, and it is suitable for people who are short of funds in the short term. The monthly interest rate of the loan lent to you is 1%. When repaying, you can choose to repay the principal and interest in equal amount, or you can choose to repay the principal and interest in one lump sum.

What are the loan terms for you?

If you want to apply for a loan, the applicant must be 20-55 years old, and the mobile phone number used in the application must be authenticated for more than 6 months. The requirements for credit reporting are high, and credit records are needed, not white households, and the credit records must be good, and there can be no bad credit records. After all, lending you is a credit loan, and the user's personal credit is very important.

The application process of lending you is relatively simple. When applying, you can enter personal basic information, such as age, ID number, etc. If you meet the application conditions, you can enter the review process. Through the audit, credit lines can be issued, bank cards can be bound, and face recognition can be carried out to prevent personal information from being stolen and enter the loan audit. After the second audit, the loan is successful and will be called to the borrower's bank.

Credit information will be collected at the meeting when borrowing, so after the loan is successful, it must be repaid on time according to the time limit agreed in the loan contract, and it is not overdue, so as not to affect the credit investigation and leave a bad credit record, and it is difficult to apply for a credit loan in the future.

How to borrow money from you? Still need the borrower to judge according to his actual situation. Each loan product has its own loan requirements. Before borrowing, be sure to read the loan term clearly and choose the appropriate loan product to apply for a loan. Don't apply blindly.