If you have money to spend, can you negotiate for a deferral of repayment?

Yes, if users cannot repay on time due to special reasons, such as no income during the epidemic, serious illness, accidents, etc., they can apply to Youqianhua to negotiate repayment. After the negotiation is successful, a repayment time will usually be agreed separately. Usually, the repayment negotiation is to extend the repayment period, and at the same time, part of the interest may be reduced or exempted for the user. During the epidemic, Youqianhua responded to the policies of the China Banking and Insurance Regulatory Commission, proactively assumed social responsibilities, and provided deferred repayment services to users affected by the epidemic. Liu Bianji: Computer: macbookpromos14 opens Google version 92.04515131.

Application method: Users can provide "relevant certification materials" affected by the epidemic, follow the WeChat public account "Youqianhua", click User Service - Online Customer Service - enter "Youqianhua Deferred Repayment" - Try applying through the Apply for Pandemic Extension button. It should be noted that the description materials must be handwritten and cannot be printed. Specific material requirements can be viewed on the application page. 2. Application conditions: The user’s IOU is not more than 1 month overdue. 3. Extension rules: After submitting the application, the system will notify the user of the review results via SMS within 7 days. If the review is passed, the extension time is one month, and the user is required to repay both installments at the same time on the next repayment date. Youqianhua will not report the overdue credit report for this period. In addition, the repayment amount includes two installments of principal, two installments of interest, and one installment of overdue fees. Overdue fees will be refunded to the card and coupon package in the form of cash and coupons 10 working days after the user's deferred repayment expires. You can view the card through the Youqianhua/Du Xiaoman Financial APP-Me/Account-Card and Coupon Package. The validity period of the coupon is subject to the APP display. It is recommended that users withdraw cash in time after receiving the coupon.

Youqianhua” is an equity platform that provides users with personal consumption financial services. It provides service scenarios such as Manyi Loan, education installment, and medical beauty installment. Users only need to apply online and submit simple basic information. After passing the assessment, you can obtain the Youqianhua credit limit. Within the limit, users can choose to try to apply for loans in installments. Youqianhua is a credit product. Users can actively apply for Youqianhua through the Duxiaoman Financial APP. Be sure to download the Duxiaoman Financial APP from trusted channels such as the Duxiaoman Financial official website and official mobile app stores. Do not download it from unofficial websites, private links and other channels to prevent fake APP loan fraud! The current charges are very clear, including interest, borrowing service fees (some users may have them), and penalty interest for overdue payments. Youqianhua supports early repayment. Whether there is any early repayment penalty will be subject to the specific charges. The standard is based on the actual borrowing page displayed on the Duxiaoman Financial APP.