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I lost my death deposit certificate. How to remedy it?
1. If a bank's dead certificate of deposit is lost, regardless of whether the certificate of deposit has expired or not, you should apply for loss reporting in the bank with your ID card or other documents, and provide the type, account name, account number, amount, depositor date and other elements of the certificate of deposit.
Second, the certificate of deposit must be reported in person (except for some rural commercial banks or China Merchants Bank), and there is no other way to report the loss. After the bank verifies that the funds in the account have been collected, it will give you a printed Application for Stopping Payment of Loss of Savings Deposits, fill it out and pay the handling fee (generally 10 yuan). After obtaining the "application form" stamped with the official seal of the bank, go through the formalities of reporting the loss, and no longer impersonate the deposit.
Third, after reporting the loss, go to the bank seven working days later, and then apply for a new deposit certificate or withdraw cash with the bank receipt and personal certificate. If you need to continue to deposit, you should sign or seal the "Application for Reporting Loss and Stopping Payment" to show that you have obtained a new deposit certificate or cash, and then return the "receipt" to the bank.
What should I do if I am impersonated and my bank deposit slip is lost? This is also the responsibility of the bank, which will pay you in full.
Extended data:
If the bank's dead deposit slip is lost, you must bring your valid ID card to the bank to report the loss. Both China Bank and Agricultural Bank require me (the certificate manager) to report the loss, so as to ensure that the time deposit will not be taken away after the loss is reported.
Then, after the bank reports the loss, you can go to the bank for a new deposit certificate or withdraw funds after 7 working days (no interest will be paid before the time is up). If it is a new certificate of deposit, you need to sign or seal the "Application for Loss Reporting and Payment Stopping" to indicate that you have obtained a new certificate of deposit or received cash, and then return the "receipt" to the bank.
References:
Time deposit certificate _ Baidu Encyclopedia
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