What do you mean the stage music suddenly stopped? Is it not necessary to return it?

If the time in loans overdue is a little longer, the lending institution will take certain collection measures to remind the repayment, such as sending text messages and making collection calls. Lending institutions have profit targets and need to recover loans. What does it mean if the staging music suddenly stops? Is it not necessary to return it?

What do you mean the stage music suddenly stopped? Is it not necessary to return it?

Staging music suddenly stops urging, which may be the following situations:

After 1. was collected, the borrower refused to repay the loan, which was overdue for a long time, and installment music outsourced the collection to a third-party platform. In the process of data transfer, there may be a gap period, and acquisition will resume after the transfer is completed.

2. installment music is generally overdue for more than 3 days, and the staff will collect it. If the overdue time exceeds 10 days, the borrower needs to pay extra overdue fees. The longer the overdue time, the more overdue fees. Staging music is not charged for the time being, and the overdue fee is also counted. In the future, the borrower needs to pay more.

3. The borrower is overdue for more than 3 months, and the overdue amount is relatively large. Staging music may no longer take collection measures such as calling, but choose to bring a lawsuit to the court to force the borrower to repay.

After the installment music wins the case, the court will enforce it and demand repayment. At this time, if the borrower does not repay the loan, he will become a person who has broken his promise and will greatly affect his personal life and work.

In short, the fact that installment music is not urged does not mean that repayment is not required. The meeting will report on the loan and repayment of installment music. Once in loans overdue, there will be a bad credit record on the credit report. If the loan is not repaid, the overdue record will exist for a long time. If the overdue time exceeds 90 days, the borrower's credit information will turn black, and the application for other credit products will be directly rejected.

The above is about "staged music suddenly stopped rushing". What do you mean? Is there no need to repay? "The answer to this question, we should not think that it will be all right without being collected, or we should settle overdue loans as soon as possible, so as not to affect personal credit information.