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What bank has a credit loan?
All banks such as Bank of China and Agricultural Bank can apply for credit loans. The conditions for applying for a credit loan are:
1. The lender is a Chinese mainland resident who is at least 18 years old and has full capacity for civil conduct;
2. The lender's fixed residence at the place where the loan bank is located;
3. The lender has a stable job and income and the ability to repay interest;
4. The lender has a person with economic strength as a guarantee;
5. The lender has good credit and no bad record;
6. The lender's loan cannot be used for stock trading, gambling and other behaviors;
7. The lender can provide proof of financial resources and valid identification;
8. The lender meets other conditions required by the bank.
Excuse me, which banks can provide credit loans?
Banks with credit loans:
1. Industrial and Commercial Bank of China: ICBC's e-loan service supports personal credit loans, and there is no need for guarantee or mortgage when making loans. The maximum amount of personal loan application is 200,000.
2. China Construction Bank: China Construction Bank has two credit loan products, namely Express E loan and Car E loan. The loan amount of two credit loan products is determined according to the applicant's personal loan qualification.
3. Agricultural Bank: Agricultural Bank provides credit loan services to customers who pay housing provident fund on time, with a maximum credit loan of 300,000 yuan.
Which bank has a credit loan
Every bank has its own credit loan products.
1, fast loan from China Construction Bank
CCB's personal credit loan products are mainly "quick loans". China Construction Bank's fast loan can provide you with up to 5 million credits, mainly for online application, covering cash withdrawal, shopping and so on.
2. China Industrial and Commercial Bank's margin financing and securities lending.
China Industrial and Commercial Bank of China can rank second in the latest top ten bank credit loan rankings. ICBC can provide loans as low as 600 yuan and as high as 800,000 yuan, with a service life of up to 5 years.
3. Electronic loan of China Merchants Bank
E-loan of China Merchants Bank is a bank credit loan product specially provided for credit card users of China Merchants Bank. The loan amount can reach 300,000, which can be repaid with the loan, and the next payment speed is also very fast.
4. China Bank Easy Loan
Bank of China E-loan is an online loan product of China Bank. You can apply through the internet for the whole process, with a loan amount of 300,000 yuan and a service life of 12 months.
5. Bank of Communications enjoys loans.
Bank of Communications can enjoy loans, ranking fifth among the top ten banks in terms of credit loans. Bank of Communications enjoys a pure credit loan, the amount of which depends on the borrower's situation, and the repayment period is between 3-24 installments.
6. Minsheng Bank consumes small loans.
Minsheng Bank's consumer microfinance is a series of loan products launched by Minsheng Bank. You can rely on your own social security and salary. Apply for credit loans, such as tax bills.
7. Letter from China CITIC Bank-Second Loan
CITIC Bank ranks seventh in the latest top ten bank credit loan rankings. CITIC Bank can provide qualified customers with loans of up to 300,000 yuan, with the loan term as short as 1 month and as long as 12 months.
8. Puyin integral loan of Shanghai Pudong Development Bank
Pudong Development Bank Puyin Integral Loan can provide loans of up to 300,000 yuan for people aged 18-60, and the processing process only takes about 3-5 minutes.
9. Agricultural Bank's online loan
Agricultural Bank's online loan is mainly aimed at specific customers, so you need to apply for a mortgage at Agricultural Bank. However, with the characteristics of online application, quick approval and quick repayment, ABC NetJet ranks ninth in the top ten bank credit loan rankings.
10, China Everbright Bank lends money at will.
Everbright Bank is currently at the bottom of the latest top ten bank credit loan rankings. The service group of China Everbright Bank is 22-55 years old, and borrowers need to buy "personal loan guarantee insurance".
What are the bank credit loans? These banks are all good!
In the financial industry, bank loans are the first choice for everyone because of their high security, low interest and various types. What are the bank credit loans? Everyone should pay attention to these products at ordinary times, which can help a lot when money is urgently needed. Take stock of some good bank loan products today.
1, quick loan from CCB
China Construction Bank's personal consumption loan is suitable for different users' needs, with a maximum amount of 5 million, extremely low interest rate, one-year repayment of principal and interest, and relatively little repayment pressure. Whether it is batch or collection, the speed is very fast. Interested users can learn about it.
2. ICBC Financial Electronic Loan
China Industrial and Commercial Bank is a state-owned bank. Its e-loan is a pure credit mobile phone loan with a maximum loan of several hundred thousand. The daily interest calculation method is adopted, which supports borrowing and returning, and the card is flexible. As long as you have a deposit in ICBC, investment and wealth management or a mortgage, and your personal credit is good, you can apply successfully.
3. China Merchants Bank E invites loans
A small partner with a China Merchants Bank credit card can apply for this loan if conditions are good. The examination and approval speed is very fast, which is very suitable for users who need money urgently. The amount they can apply for is between 20,000 and 300,000 yuan. How much they can apply for depends on the applicant's qualification and credit.
4. Bank of Communications enjoys loans.
The loan amount is as high as 1.5 million, and the longest service period is 2 years. The monthly handling fee is specially for eligible cardholders. If you receive an invitation message, you can log in to Bank of Communications Mobile Banking to apply, with a high success rate.
To sum up, bank loan is a good choice. If people are short of money, they can be used for temporary turnover, but they must repay on time, otherwise there will be adverse consequences.
Which banks have credit loans?
Credit loan banks include China Construction Bank, Industrial and Commercial Bank of China, China Bank, China Merchants Bank, Bank of Communications, Minsheng Bank, China CITIC Bank, Shanghai Pudong Development Bank, Agricultural Bank and China Everbright Bank.
China construction bank
China Construction Bank, referred to as China Construction Bank or China Construction Bank, was originally named People's Construction Bank of China, and was renamed China Construction Bank on March 26th. 1996. Founded on June 30th, 1954 (Wu Jianian), it is a joint-stock commercial bank. Its main business areas include corporate banking, personal banking and treasury business.
China Industrial and Commercial Bank, referred to as ICBC for short, was established in 1984 65438+ 10/. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
Bank of China, referred to as BOC for short, was formally established on February 5, 2002 with the approval of Dr. Sun Yat-sen, and its head office is located atNo. 1 Fuxingmennei Street in Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
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