ICBC's e-loan line suddenly became 0? Because there are such rules!

Now some friends will apply for some online loans and credits in commercial banks in case of emergency. However, some people will find that their previous credit line is suddenly gone. For example, a friend found that his ICBC e-loan line suddenly became zero. Here, I will give you an analysis of the reasons.

Because ICBC Financial E-Loan is a platform to decide whether to grant credit according to the borrower's comprehensive credit situation, it will evaluate the borrower's situation from time to time. Once ICBC Rongrong finds that the borrower's situation no longer meets the loan conditions, it will cancel the credit line. Because the audit of ICBC's e-borrowing is not standardized, there are cases where the amount of ICBC's e-borrowing suddenly becomes zero.

It is not easy for a friend of ICBC's e-loan line to restore it immediately. When will everyone's comprehensive credit score reach the standard and when will the credit limit be restored?

Common causes of disqualification

1. The borrower has a bad credit record in the credit investigation due to loans overdue, overdue credit card, default on water and electricity charges, default on taxes, etc.

2. With a large amount of loans from other financial institutions, personal debts have risen rapidly, reaching the limit of repayment ability.

3. Having an economic dispute with others and being included in the list of untrustworthy persons by the court.

4. Personal application materials are invalid, such as the expiration of the second-generation ID card and the cancellation of the mobile phone number.

Above, I have introduced to you what it feels like for ICBC's e-loan line to suddenly become zero. Generally speaking, the sudden zero limit is probably because everyone's credit situation is not good, which is no longer in line with the conditions of ICBC's e-loan.

Did ICBC's e-loan audit fail? Find the reason from here!

How long can ICBC's e-loan be resumed after it has stopped? Doing these things well will be faster!