What should I do if the online loan is overdue?

Legal analysis: In order to urge the borrower to take the initiative to repay the loan, once the borrower fails to repay the loan within the time limit, he will frequently receive dunning calls and text messages and refuse to take the initiative to repay the loan many times, so the creditor may pay attention to his family. If you don't belong to the same debt family, in fact, this loan has nothing to do with other family members, and the other party can't harass you by SMS or phone. In practice, if you encounter this kind of network harassment, you can choose to call the police actively.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for less than 5 days or fined for less than 500 yuan; If the circumstances are serious, he shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.