Can China Merchants Bank withdraw its e-flash loan?

After the application is successful, the funds will be transferred to your own China Merchants Bank debit card in RMB. If you also hold a debit card of China Merchants Bank, you can log in to Pocket Life, click "Finance → Loan →e Flash Loan → Select" I want to apply "or" See how much I can borrow ",fill in the application, and the staff will contact you within one working day after the application.

After you submit the relevant application materials, you will complete the review within 2-3 working days, and release the money in real time after the order is confirmed.

(Reply time: 2065438+September 6, 2009. Please refer to the latest business changes announced by China Merchants Bank in official website. )

Can lightning loan be withdrawn?

After the issuance of the lightning loan, the cash will be paid to the designated account, and the funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate; In case of illegal use, China Merchants Bank has the right to suspend your loan line and demand early repayment.

(reply time: 2065438+June 2009 14. Please refer to the latest business changes announced by China Merchants Bank in official website. )

What are the reasons for the rejection of e-loan withdrawal after approval?

The credit review of loans on 1 and e loans is relatively strict. Under normal circumstances, you can query the reasons why the audit was rejected by SMS and letters in the station to see the reasons why the audit failed.

This line is changing in real time. If this withdrawal fails, it is likely that the line has changed. The specific withdrawal amount needs to be based on what you see at the time of application.

3. If you don't answer the recheck call for many times, the order will be in recheck status after withdrawing the order. At this time, if you don't answer the call many times, the order review will fail. Some users have installed filtering software on their mobile phones, which is likely to intercept calls back. Please pay attention to whether there are any audit calls for you in the intercepted calls.

4. The comprehensive credit score is insufficient. Although there is a quota, the withdrawal application will enter the review state again. The borrower's comprehensive credit score is insufficient, and the order is not approved. Because the comprehensive score is based on data, it does not mean that a certain data does not meet the requirements.

Extended data:

The official didn't give an exact statement about the length of e-loan review, but according to the feedback from netizens who have applied, after submitting the loan application, the review can generally be completed within one working day, which is faster than some mainstream online loan reviews.

At present, the review time of mainstream online loans is 1-3 working days. If a product needs to be reviewed, it usually takes about 7 working days.

After the approval, the official answer is to complete the loan within 48 hours after the successful handling. After approval, you will receive a short message from China Merchants Bank. After receiving the text message, you need to complete the identity confirmation within 48 hours. If it exceeds the time limit, it will be deemed as giving up this application.

After entering the Pocket Life APP and completing the identity confirmation, you will generally get quick feedback. This feedback time is usually within 1 hour.

Generally, the e-loan review of China Merchants Bank will complete all the reviews within 1 working days, and users with good personal qualifications can apply. However, because it is a bank loan product, the credit check is affirmative.

If the application is successful, then timely repayment is conducive to maintaining personal credit. Otherwise, the record of overdue repayment shall be kept in the credit report for 5 years.

References:

E loan online? Baidu baike