I owe a loan of 1000. Is it true that a person who claimed to be a pre-litigation investigation team sent me a message saying that he wanted a court summons to sue me?

False. If there is a lawsuit, the court will inform you that they have no authority to do anything instead of the court. Having a loan of 1000 yuan, to tell the truth, even the standard of prosecution is not enough, and the probability of being sued for online loans will be very small, so at present you should pay more attention to making money and paying back the money.

The information you received is estimated to be that the creditor entrusts a debt collection company to collect debts on its behalf, and the short message means to sue if the money is not returned. Creditors have the right to bring a lawsuit to the court, and the court will serve a summons to open the court.

introduce

Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by the Contract Law, General Principles of Civil Law and other laws and regulations as well as relevant judicial interpretations in the Supreme People's Court.

Network micro-loan refers to the micro-loan provided to customers by Internet companies through their holding micro-loan companies.