Business philosophy of Jiangmen Ronghe Rural Commercial Bank Co., Ltd.

Management and reform have achieved leap-forward development.

Since the unification of legal person, Chenglian has been adhering to the business philosophy of "market-oriented, customer-centered and benefit-oriented", identifying the key points of work, grasping the growth point of benefit and refining the development focus. While improving the internal governance structure and paying close attention to risk prevention and control, the external image and service quality have been continuously improved, and various industries have developed steadily, with growing scale and strength: by the end of 20 10, the loan balance was 8.34 billion yuan, and the non-performing loan ratio (grade 5) dropped to 3.97%. Operating profit has increased by more than ten times compared with 2006. At the same time, Chenglian is committed to a series of reforms: in March 2008, it completed the capital increase and share expansion of 350 million yuan, and in June of the same year, it successfully obtained 270 million yuan from the special bills of the central bank; At the end of 20 10, the request to set up a rural commercial bank was approved by the provincial government. 20 1 165438 The founding meeting and the first shareholders' meeting of Jiangmen Ronghe Rural Commercial Bank Co., Ltd. were successfully held on October 30th, 2065. Various proposals were reviewed and passed, and the first board of directors and the first board of supervisors were elected. 2011165438+1On October 29th, Jiangmen Ronghe Rural Commercial Bank was approved by Guangdong Banking Regulatory Bureau, which marked a new chapter in Jiangmen's rural credit business with a history of nearly 60 years. 201165438+On February 5th, Jiangmen Ronghe Rural Commercial Bank Co., Ltd. was successfully listed for business.