How to pay back the money after Zhongan compensation?

According to Caiti.com's inquiry, the repayment situation after Zhongan compensation is as follows:

When the loan compensated by Zhongan needs to be returned, it is necessary to contact the loan issuing institution to settle the principal, interest, liquidated damages and late fees of the loan. After loans overdue, users need to settle the overdue amount, which can be paid on the compensation APP or contact customer service. Zhongan Insurance cooperates with some lending institutions, so Zhongan Insurance can pay compensation. Zhongan Insurance is the first Internet insurance company in China, in which Zhongan Technology is a wholly-owned subsidiary of Zhongan Insurance, and it is a financial technology company focusing on blockchain, artificial intelligence, big data and cloud computing.

Zhongan Insurance is online insurance, and there are no offline service outlets. If users need to make claims, they can download Zhongan Insurance APP and use online claims service. There is no need to submit original materials offline. If it is confirmed as insurance liability after examination, the claim will be directly transferred to the bank card account or Alipay account designated in the name of the insured or beneficiary. After Zhongan Insurance is compensated, the possible consequence is that the borrower's bad records may be uploaded to the basic database of financial credit information of China People's Bank, that is, the credit information system. Usually, after Zhongan Insurance pays compensation, it will send text messages to users. If the loan is not settled, the compensation record will remain in the credit report, which will adversely affect personal credit.