Does China Merchants Bank need SMS verification for online banking transfer every time?

Hello, now China Merchants Bank has strict restrictions on large-scale transfer. If a single transaction exceeds 50,000, you must verify the code. Within 50 thousand, if it is not a continuous multiple, it is usually not needed.

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How to cancel SMS verification in China Merchants Bank's online banking

China Merchants Bank's online banking cannot cancel SMS verification, and it must be handled in the business hall of the local bank.

Online banking related business of China Merchants Bank:

1, personal housing loan business;

Personal housing loan business includes loans issued by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various houses in Chinese mainland towns.

CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.

CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.

2. Credit card business;

China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.

The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.

3. Silver Star International Express;

CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.

Therefore, China Merchants Bank Online Banking cannot cancel SMS verification.