What is Lohwa Card?

1. Lehua Card of installment music is a credit loan product. Staging music will give users a limit of Lehua card. After that, the user will bind the Lehua card with WeChat or Alipay, so that where payment can be made with WeChat or Alipay, the Lehua card quota can be used.

2. As the Lehua Card of installment music is launched in cooperation with the bank, once the repayment is overdue, the overdue record will definitely be recorded. In addition, you need to pay interest when using Lehua card, unlike credit cards, which are interest-free, and the repayment also includes interest.

1. The phased Lele Flower Card belongs to Lexin Company. Lexin is a leading financial technology company, which has been listed in the United States and has a network small loan license. Therefore, staged music flower garden is a licensed online lending platform with good strength.

2. At present, the loan mode of installment Lele Flower Card is pure credit mode, and the requirements for the borrower's application materials are also very simple. So everyone's personal property and personal privacy information are very safe. The borrowing cost of phased Lele Flower Card is within the scope prescribed by law. However, the loan fee of phased Lele Flower Card will be different because of everyone's actual situation.

1. What are the risks of Kailewaka?

1. Lehua Card cooperates with Nanjing Bank by stages. Therefore, when you open a Lehua card, you need to check the credit information, and you will leave a record of the loan approval on the borrower's credit information. There are too many records of this kind of hard inquiry, which will affect the credit investigation.

2. After spending with Lehua Card, Lehua Card will repay in installments according to the number of installments set by the borrower. If it is used frequently and the loan amount is large, it will easily lead to the borrower's excessive consumption and eventually unable to repay, which will cause overdue and have a negative impact on the borrower's credit information.

3. Appropriate use of Lehua card for consumption staging, so that repayment on time is not overdue and there is no risk. If the amount used is too high and the borrower's debt ratio is too high, it will be more difficult to apply for other credit products, or the loan amount is low.

2. What are the requirements for opening a Lehua card?

1. If you want to open the Lehua card, you can log in to the installment music APP, find the "personal credit limit", click the "personal credit limit" page, see the opening entrance of the Lehua card, fill in the information according to the relevant prompts, and complete the review to obtain the credit limit.

2. To open a Lehua card, it is generally necessary to provide photos of the front and back of the ID card, photos of the hand-held ID card, bank card number and academic credentials. The loan applicant must be at least 18 years old, have a stable job or income source, have good repayment ability, have no bad credit record in credit investigation, and have no more than three loans in various financial institutions.

3. If there is any risk in Kailehua Card, the most likely risk is that it is overused and unable to repay, which leads to the deterioration of its credit information. Therefore, when you borrow money, you must plan the funds reasonably and not overdue.