Bank of communications credit card, what does it mean to make an appointment for transfer?

Bank of Communications credit card reservation transfer means that customers can log in to online banking (registered version) and specify a single transfer operation in the future, or agree to transfer money regularly every day, week or month in a certain period of time in the future. The system will transfer money to the designated account according to the date and amount agreed by the customer, and send a reminder message of the transfer result for free.

1, Bank of Communications credit card can handle pre-authorization business:

The business that the special merchant obtains a payment commitment not exceeding a certain proportion of the pre-authorized amount from the card issuer within 30 days and accepts from the card issuer after the cardholder obtains the goods or accepts the service. Generally speaking, it is the business of freezing part of the funds in the bank card as deposits and then settling according to the actual consumption amount;

2. Bank of Communications credit card cash advance:

(1) ATM cash withdrawal (with card): customers can use the transaction password to withdraw local currency from the ATM with UnionPay logo or VISA/Plus or MasterCard/Cirrus logo displayed on your credit card.

(2) ATM cash reservation: customers can log in to the registered mobile banking, select the ATM cash reservation function, enter the cash reservation information to obtain the reservation number, and then select the mobile banking cash reservation option on the ATM of China Construction Bank. Enter the mobile phone number, transaction password and reservation number to realize the function of cash withdrawal without card.

(3) Cash withdrawal at bank counter: In China, customers can withdraw RMB cash at the counter of Bank of Communications outlets with their credit cards and transaction passwords. Overseas, customers can withdraw local currency or equivalent foreign currency at the bank counter marked with VISA or MasterCard with valid identity documents and credit cards.

(4)? Bank Counter Transfer: With the credit card and transaction password, customers will transfer RMB funds in your credit card to other bank card accounts at the counter of domestic Bank of Communications outlets.

3. Bank of Communications credit card advance cash limit:

(1) Customers use credit cards to withdraw cash at home and abroad, and each card shall not exceed 10000 RMB or equivalent foreign currency per day.

(2) Customers have enough excess deposits and can withdraw cash with credit cards at home and abroad;

(3) When withdrawing customers' RMB accounts from domestic automatic teller machines (ATMs), the daily accumulated amount of each card shall not exceed RMB 20,000;

(4) At present, when withdrawing money from overseas China UnionPay networked ATM machines, the daily accumulated amount of each card shall not exceed 65,438+00,000 yuan or equivalent foreign currency;

(5) At the same time, when withdrawing money from China UnionPay networked ATMs at home and abroad, the daily accumulated amount of each card shall not exceed RMB20,000 or equivalent foreign currency;

(6) When customers withdraw local currency cash from their foreign currency accounts abroad, the cumulative withdrawal amount shall not exceed USD 65,438+0,000 per day, USD 5,000 per month and USD 65,438+0,000 per half year.

Extended data:?

Skills of using credit cards in Bank of Communications;

1. The reservation transfer function needs to be signed with online banking (registered version) in advance.

2. Self-service transfer and appointment transfer services are only applicable to RMB account transfer, and the receiving account can be a debit card of Bank of Communications in its own name or someone else's name.

3. Credit card self-service transfer and appointment transfer operations are subject to the following conditions:

(1) The daily cumulative transfer limit of each card for self-service transfer and appointment transfer shall not exceed 5,000 yuan;

(2) The accumulated overdraft withdrawal and transfer amount of each card through any business channel or mode shall not exceed 2,000 yuan per day; The transfer amount should be less than or equal to the available credit limit and available cash withdrawal limit of the card;

(3) At the same time, the single transfer amount of self-service transfer operation shall not exceed 1 000 yuan.

Reference source: China Construction Bank official website-Bank of Communications credit card self-service transfer and appointment transfer.