After handling the deferred repayment, the rural credit cooperative received a credit message.

Rural credit cooperatives have applied for loan extension, but SMS has been urging repayment, because your loan is due, so SMS will urge payment. After the information is updated, there is no repayment. Loans overdue. There are both short-term and long-term loans overdue, and the consequences are different due to different overdue periods. But most people have a lot of misunderstandings about loans overdue, and they will regret it when it has serious consequences! Short-term overdue of loans and its consequences Different financial institutions have different definitions of short-term overdue time. For short-term overdue, institutions generally do not take compulsory measures, but will remind them to collect repayment. The consequences are: 1, high fines and liquidated damages. After loans overdue, in addition to repaying the interest and principal, you also need to pay a high penalty interest and liquidated damages. 2. Leave a personal credit stain. Overdue records will be left on the credit report. Even after repayment, overdue records will be kept for 5 years. Overdue records will affect almost all the subsequent financial activities of the overdue person. 3. After receiving the short message and telephone call for overdue funds, the lending institution will continuously send the short message and telephone call for overdue funds to inform the borrower of the serious consequences of overdue and order the borrower to return the overdue principal and interest within a time limit. Long-term overdue of loans and consequences Generally speaking, overdue for more than 90 days will be regarded as malicious overdue by lending institutions. Banks can sue for recovery if they are maliciously overdue for more than 90 days, regardless of the amount. After the court's decision, the information of the person who has broken his promise (Lao Lai) will be announced to the public, limiting his high consumption and taking the high-speed rail. With the supervision bureau becoming more and more strict, the online loan platform is becoming more and more standardized and strict. Now many online loans are receiving credit information, so the credit information record is a matter of great concern to all borrowers. Today, I will popularize the knowledge of online loan credit information for everyone, hoping to help you.